camo86T Silver Donating Members 1,810 Member For: 10y 10m 21d Gender: Male Location: SW Sydney Posted 03/02/17 10:31 AM Share Posted 03/02/17 10:31 AM 1 hour ago, Puffwagon said: Plus fark paying the bank any more interest than I have to. Agreed Pay it back as fast as you can The way I do it: Forget the minimum payment, work out all your expenses, set up a loan amortisation schedule on a spreadsheet with a realistic goal of how many years you want to pay it off it in that ties in with the max you can comfortably afford to pay per week/month. Then keep track of it, feels good to check out the sheet with the date and see you're on track or in front. We had 30k left to go on our first house and it would've been so awesome to knock that over, would've been an awesome party. Just happened to be that my old man was selling his place, would give me a good deal and a great 5/4 place we won't be growing out of, opportunity the same wouldn't come up again. I made sure I can redraw for zero cost in case of funds needed eg reno's... I do have a 100% offset account but money that's just sitting there is to easy for me to spend so I do it this way instead. Plus seeing the loan figure getting a weekly kick in the balls is psychologically pleasing 3 Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,433 Member For: 15y 8d Gender: Male Location: Melbourne Posted 04/02/17 02:26 AM Share Posted 04/02/17 02:26 AM interesting and my god what a head fek this whole thing is and interesting how different people go about it. *looking at you financial gurus* only had my loan 3 years had it half fixed half variable but now both variable. Link to comment Share on other sites More sharing options...
Pixy Angel Expert Donating Members 9,132 Member For: 19y 10m 6d Gender: Male Location: North Jamberoo, NSW Posted 07/02/17 11:24 AM Author Share Posted 07/02/17 11:24 AM It just keeps getting better whole garage is leaking because the MOFO's didn't finish off the dincel wall properly. Just sent them video and photos and will send more just to wake them up. A few photos but its 10x worst now as the water is coming to the other side of the garage. 1 Link to comment Share on other sites More sharing options...
arronm Dropping a turd Gold Donating Members 9,520 Member For: 17y 2m 6d Gender: Male Location: Perth Posted 07/02/17 11:32 AM Share Posted 07/02/17 11:32 AM That sucks. Last house I built needed zero repairs and zero items on the hit list. Didn't need one thing fixed. I would never build without knowing people from the building company. Its the only way you get special treatment. Sucks to just be another sucker in the queue. You just get treated like everyone else (sh-t).. And that's exactly what you have and are experiencing.............. 1 Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,433 Member For: 15y 8d Gender: Male Location: Melbourne Posted 07/02/17 11:33 AM Share Posted 07/02/17 11:33 AM I feel your pain pixy exact same thing happened to mums place. Link to comment Share on other sites More sharing options...
masda74 To Loud Gold Donating Members 4,112 Member For: 13y 1m 3d Gender: Male Location: WA, Perth Posted 07/02/17 11:40 AM Share Posted 07/02/17 11:40 AM Far out pixy, that blows man. I feel for ya. Where is the water coming from though? Is the pool leaking or something? Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,433 Member For: 15y 8d Gender: Male Location: Melbourne Posted 07/02/17 12:06 PM Share Posted 07/02/17 12:06 PM dunno about pixys case but generally from rain from the yard, kits the wall runs down and comes on in. or that the aggie pipe at the bottom isnt working as it should. or the rear of the wall isnt water proofed properly (as in mums case the lazy dodgy fuks) Link to comment Share on other sites More sharing options...
ROB83R Member 1,632 Member For: 8y 7m 14d Gender: Not Telling Location: Radioactive wasteland Posted 07/02/17 12:06 PM Share Posted 07/02/17 12:06 PM That would have nothing to do with the flash flooding we're experiencing at the moment azza? You had atleast 20mm in 30 minutes about an hour ago. It shouldn't happen either way. They've cut a corner somewhere. Cheap bastards! 1 Link to comment Share on other sites More sharing options...
arronm Dropping a turd Gold Donating Members 9,520 Member For: 17y 2m 6d Gender: Male Location: Perth Posted 07/02/17 12:15 PM Share Posted 07/02/17 12:15 PM 3 Link to comment Share on other sites More sharing options...
Pixy Angel Expert Donating Members 9,132 Member For: 19y 10m 6d Gender: Male Location: North Jamberoo, NSW Posted 07/02/17 07:08 PM Author Share Posted 07/02/17 07:08 PM The water is coming through the wall. They used a product call DINCELwhich is meant do be water proof. I know why it's leaked. The dumbasses never finished the wall off properly and the top is not capped and left exposed. So the wall has filled with water then spilled into the garage. All the timber frame inside the garage will be soaked. Would this need replacing now? Timber rot. Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now