bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 02/02/17 08:20 AM Share Posted 02/02/17 08:20 AM yer but I havent got any savings to put into offset accuont im freekin broke haha 1 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630622 Share on other sites More sharing options...
Wilko16 Donating Members 1,672 Member For: 17y 7m 7d Gender: Male Location: Melbourne Posted 02/02/17 08:24 AM Share Posted 02/02/17 08:24 AM Any amount no matter how small or how little time it is in the accountHas a benefit Everyone with a home loan should have one 2 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630623 Share on other sites More sharing options...
Puffwagon Gold Donating Members 16,348 Member For: 10y 4m 30d Gender: Not Telling Posted 02/02/17 08:43 AM Share Posted 02/02/17 08:43 AM Yep. The basic idea is keep any money at all ie; food, petrol, beer, internet money in the loan account until you need to spend it. Even if you live week to week and have no savings you can still benefit from offsetting interest. This idea works for personal loans as well. 1 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630624 Share on other sites More sharing options...
ROB83R Member 1,632 Member For: 9y 1m 9d Gender: Not Telling Location: Radioactive wasteland Posted 02/02/17 08:58 AM Share Posted 02/02/17 08:58 AM Serious lol's at buy 10 turbos were had. I would probably do that. Get on it freaky. There's ways to do it even if you're broke like puff said. Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630629 Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 02/02/17 08:59 AM Share Posted 02/02/17 08:59 AM interesting might look into it more seems like everyone has one and ive never heard of this. sorry for the hijack. do we have a thread for such thing? (keif may move cheers admin) Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630630 Share on other sites More sharing options...
ROB83R Member 1,632 Member For: 9y 1m 9d Gender: Not Telling Location: Radioactive wasteland Posted 02/02/17 10:28 AM Share Posted 02/02/17 10:28 AM It's related to this thread man. It would help with funding reno's. Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630638 Share on other sites More sharing options...
El Andrew Gold Donating Members 2,040 Member For: 10y 2m 6d Gender: Male Location: Canberra ACT Posted 02/02/17 10:35 AM Share Posted 02/02/17 10:35 AM Even if you don't have a chunk of cash, as explained above if you put all your expenses through a credit card and have it set to pay off on the due date (ie before interest starts to accrue) , that cash is sitting there reducing your interest on your mortgage. Haha I rang my bank today and quoted the Bank West rates above and got my interest reduced a bit. Although I went with "my friend was telling me he gets this rate", as it seemed more legit than "some bloke on fordxr6turbo.com" 3 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630641 Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 02/02/17 11:23 AM Share Posted 02/02/17 11:23 AM hmm yer I will investigate over the weekend. I dont even know what my rates are atm. :/ Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630648 Share on other sites More sharing options...
.Stripes. All stock bar the k&n panel filter Silver Donating Members 8,061 Member For: 13y 3m 15d Gender: Male Location: Perth Posted 02/02/17 12:35 PM Share Posted 02/02/17 12:35 PM On 02/02/2017 at 10:35 AM, El Andrew said: Haha I rang my bank today and quoted the Bank West rates above and got my interest reduced a bit. Although I went with "my friend was telling me he gets this rate", as it seemed more legit than "some bloke on fordxr6turbo.com"Glad I could be of assistance haha! 2 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630663 Share on other sites More sharing options...
Puffwagon Gold Donating Members 16,348 Member For: 10y 4m 30d Gender: Not Telling Posted 02/02/17 12:41 PM Share Posted 02/02/17 12:41 PM Ha my missus reckons I should call the bank tomorrow. 1 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/147/#findComment-1630664 Share on other sites More sharing options...
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