Rab WOT? Moderating Team 10,981 Member For: 12y 4m 3d Gender: Male Location: Frankston, 3199 Posted 01/02/17 10:43 AM Share Posted 01/02/17 10:43 AM Top down shot [o----------o] [ ] [ ] [ ] [o o] [ ] [ ] [ ] [o----------o] vs [o----------o] [ ] [ ] [ ] [o----------o] [ ] [ ] [ ] [o----------o] Pick the roof that's middle uprights are more likely to bend outwards Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630551 Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 01/02/17 11:12 AM Share Posted 01/02/17 11:12 AM she will be right stripes theres no load on it. just there to stop you doing the splits. lel On 30/01/2017 at 12:15 PM, .Stripes. said: Going with Bankwest. 3.92% on their complete variable package with a 100% offset account. I thought about fixed, but then I'm limited to only being able to pay back $10k extra a year and the offset account option is only 40% offset. I'm planning on making the most of my current FIFO wage and paying as much off as quickly as I can, so the flexibility the variable gives me at the moment is a better option. Expand I feel like I need to google this more Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630552 Share on other sites More sharing options...
Rab WOT? Moderating Team 10,981 Member For: 12y 4m 3d Gender: Male Location: Frankston, 3199 Posted 01/02/17 11:19 AM Share Posted 01/02/17 11:19 AM I'll PM you the account details - all you need to do is have your pay put into it each week. No need to google Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630554 Share on other sites More sharing options...
JETURBO ...JD TUNING ADELAIDE... Gold Donating Members 23,708 Member For: 17y 28d Gender: Male Location: Adelaide Posted 01/02/17 11:37 AM Share Posted 01/02/17 11:37 AM Now that's lel ( as Trent says ) hahaha 1 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630555 Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 01/02/17 12:06 PM Share Posted 01/02/17 12:06 PM hahah I like to change things up azza lawl On 01/02/2017 at 11:19 AM, Rab said: I'll PM you the account details - all you need to do is have your pay put into it each week. No need to google Expand seems legit Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630558 Share on other sites More sharing options...
Wilko16 Donating Members 1,672 Member For: 17y 7m 7d Gender: Male Location: Melbourne Posted 01/02/17 10:06 PM Share Posted 01/02/17 10:06 PM You don't have an offset account freaky ? Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630573 Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 01/02/17 11:21 PM Share Posted 01/02/17 11:21 PM nah should I? Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630576 Share on other sites More sharing options...
k31th less WHY; more WOT Site Developer 29,577 Member For: 17y 2m 18d Gender: Male Location: Melbourne Posted 01/02/17 11:23 PM Share Posted 01/02/17 11:23 PM banks make money (a lot) on people not knowing about (and correctly utilizing) "line of credit" and/or "offset account" home loans. Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630577 Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,440 Member For: 15y 6m 3d Gender: Male Location: Melbourne Posted 01/02/17 11:27 PM Share Posted 01/02/17 11:27 PM fek Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630578 Share on other sites More sharing options...
.Stripes. All stock bar the k&n panel filter Silver Donating Members 8,061 Member For: 13y 3m 15d Gender: Male Location: Perth Posted 02/02/17 04:30 AM Share Posted 02/02/17 04:30 AM Yup. I'll essentially be closing all my other accounts. Salary will go into my offset account, I'll buy everything on my credit card, pay that off each pay day and my savings will just sit in my offset account. The saving I get from not paying interest on the money in the offset is always going to be greater than the interest I'd earn from having it in a savings account, especially given I'd lose nearly half the interest I'd earn to tax... 1 Link to comment https://www.fordxr6turbo.com/forum/topic/91333-new-build-home-renovations-gardens-garages-sheds/page/145/#findComment-1630600 Share on other sites More sharing options...
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