Rab WOT? Moderating Team 10,981 Member For: 12y 3d Gender: Male Location: Frankston, 3199 Posted 01/02/17 10:43 AM Share Posted 01/02/17 10:43 AM Top down shot [o----------o] [ ] [ ] [ ] [o o] [ ] [ ] [ ] [o----------o] vs [o----------o] [ ] [ ] [ ] [o----------o] [ ] [ ] [ ] [o----------o] Pick the roof that's middle uprights are more likely to bend outwards Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,435 Member For: 15y 2m 3d Gender: Male Location: Melbourne Posted 01/02/17 11:12 AM Share Posted 01/02/17 11:12 AM she will be right stripes theres no load on it. just there to stop you doing the splits. lel On 30/01/2017 at 11:15 PM, .Stripes. said: Going with Bankwest. 3.92% on their complete variable package with a 100% offset account. I thought about fixed, but then I'm limited to only being able to pay back $10k extra a year and the offset account option is only 40% offset. I'm planning on making the most of my current FIFO wage and paying as much off as quickly as I can, so the flexibility the variable gives me at the moment is a better option. I feel like I need to google this more Link to comment Share on other sites More sharing options...
Rab WOT? Moderating Team 10,981 Member For: 12y 3d Gender: Male Location: Frankston, 3199 Posted 01/02/17 11:19 AM Share Posted 01/02/17 11:19 AM I'll PM you the account details - all you need to do is have your pay put into it each week. No need to google Link to comment Share on other sites More sharing options...
JETURBO ...JD TUNING ADELAIDE... Gold Donating Members 23,708 Member For: 16y 8m 28d Gender: Male Location: Adelaide Posted 01/02/17 11:37 AM Share Posted 01/02/17 11:37 AM Now that's lel ( as Trent says ) hahaha 1 Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,435 Member For: 15y 2m 3d Gender: Male Location: Melbourne Posted 01/02/17 12:06 PM Share Posted 01/02/17 12:06 PM hahah I like to change things up azza lawl 46 minutes ago, Rab said: I'll PM you the account details - all you need to do is have your pay put into it each week. No need to google seems legit Link to comment Share on other sites More sharing options...
Wilko16 Donating Members 1,672 Member For: 17y 3m 7d Gender: Male Location: Melbourne Posted 01/02/17 10:06 PM Share Posted 01/02/17 10:06 PM You don't have an offset account freaky ? Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,435 Member For: 15y 2m 3d Gender: Male Location: Melbourne Posted 01/02/17 11:21 PM Share Posted 01/02/17 11:21 PM nah should I? Link to comment Share on other sites More sharing options...
k31th less WHY; more WOT Site Developer 29,269 Member For: 16y 10m 18d Gender: Male Location: Melbourne Posted 01/02/17 11:23 PM Share Posted 01/02/17 11:23 PM banks make money (a lot) on people not knowing about (and correctly utilizing) "line of credit" and/or "offset account" home loans. Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,435 Member For: 15y 2m 3d Gender: Male Location: Melbourne Posted 01/02/17 11:27 PM Share Posted 01/02/17 11:27 PM fek Link to comment Share on other sites More sharing options...
.Stripes. All stock bar the k&n panel filter Silver Donating Members 8,061 Member For: 12y 11m 15d Gender: Male Location: Perth Posted 02/02/17 04:30 AM Share Posted 02/02/17 04:30 AM Yup. I'll essentially be closing all my other accounts. Salary will go into my offset account, I'll buy everything on my credit card, pay that off each pay day and my savings will just sit in my offset account. The saving I get from not paying interest on the money in the offset is always going to be greater than the interest I'd earn from having it in a savings account, especially given I'd lose nearly half the interest I'd earn to tax... 1 Link to comment Share on other sites More sharing options...
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