timetaker Donating Members 217 Member For: 14y 4m 1d Gender: Male Posted 18/10/14 03:01 AM Share Posted 18/10/14 03:01 AM These bloody insurance companies are at it again!I've been with Aami for approx. 20 years.The last claim was an accident that happened 16 years ago which was determined not my fault.I actually haven't any claimsthat have been my fault.This year they decide not only to increase my premium but also my excess from $625 to $1,200 !The reason given to me was that this reflects the new system especially for cars like my FG F6 and the excess cannot be changed.I am classed in the "Diamond" category(the highest)of their "Safe Driver status",that says I am entitled to a large discount.I have a lifetime rating one with AAMI.I understand that premiums tend to increase year after year but I just cannot stomach the ridiculous rise in the excess payment.So much for loyalty. Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/ Share on other sites More sharing options...
Bizkets is Drunk? Too heavy needs boost Member 5,929 Member For: 11y 8m 11d Gender: Male Location: Adelaide Posted 18/10/14 03:09 AM Share Posted 18/10/14 03:09 AM it so sh*t when you need something they can put ridiculous price on and not give to sh*ts. also some of the reasons are so lame. wankers Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506780 Share on other sites More sharing options...
Buf-Phoon loitering with intent Lifetime Members 13,318 Member For: 21y 7m 28d Gender: Male Location: Zombie Birdhouse Posted 18/10/14 03:21 AM Share Posted 18/10/14 03:21 AM premiums should actually decrease year on year as the vehicle depreciates.I have the same "status" as you do. With AAMI 15 yearsBF F6 ( not FG)Total premium is $725.00 with rental car and other options.. All mods listed on policy.At fault claim ~ 9 years ago ($18k damage) Previous phoonAgreed value $24 800Always found AAMI brilliant to deal with.Repairs top notch always helpful and great follow up.Ring em up Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506782 Share on other sites More sharing options...
timetaker Donating Members 217 Member For: 14y 4m 1d Gender: Male Posted 18/10/14 03:40 AM Author Share Posted 18/10/14 03:40 AM I did ring them up.My premium is now $702 agreed value $36,400.Still would not move on the excess. Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506785 Share on other sites More sharing options...
Buf-Phoon loitering with intent Lifetime Members 13,318 Member For: 21y 7m 28d Gender: Male Location: Zombie Birdhouse Posted 18/10/14 04:01 AM Share Posted 18/10/14 04:01 AM wouldn't be bleating with that agreed value.When the Ts first hit the market not much if any change from a grandI recall a $1200 premium in 2004 with mods Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506787 Share on other sites More sharing options...
damo6 Member 85 Member For: 12y 3m 4d Gender: Male Location: brisbane nth Posted 18/10/14 04:33 AM Share Posted 18/10/14 04:33 AM Same here. Been with aami for ages then they thank me by doing this. I Rang other mobs and they all are doing it now.somehow I had the feeling aami knew I'd be back. Robbing bastards the lot of them. Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506790 Share on other sites More sharing options...
JETURBO ...JD TUNING ADELAIDE... Gold Donating Members 23,708 Member For: 16y 10m 16d Gender: Male Location: Adelaide Posted 18/10/14 05:36 AM Share Posted 18/10/14 05:36 AM I recently swopped from a long term with AAMI to SGIC this was based on the fees jumping up out of no where like u said just on the FGF6 I ended up getting the FGF6, house 1, house 1 contents, house 2, landlord insurance and for more values than AAMI for monthly costs of just the f6 through AAMI Yep saved a packet big time !!Only thing is ive not had the luxuary of claiming with sgic yet but AAMI did have a brilliant rep when I had a prang that one time..... Sometimes a hassle free claim process could be worth a few $$$ if u get the run around Hopefully I dont have to try it out any time soon 1 Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506798 Share on other sites More sharing options...
tab Sucker Moderating Team 32,303 Member For: 20y 11m 22d Gender: Male Location: Brisbane Posted 18/10/14 07:29 AM Share Posted 18/10/14 07:29 AM Dirty fckers. I've been with AAMI since my first vehicle and they've been brilliant, now on the highest whatever rating with free rental car and windscreen etc. so don't really want to change. Think my policy renewal is next month so will soon find out. Problem is Suncorp own a heap of them now (AAMI included) so they're all the same. Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506802 Share on other sites More sharing options...
Lennox Member 2,586 Member For: 12y 1m 21d Gender: Male Location: Perth Posted 18/10/14 07:42 AM Share Posted 18/10/14 07:42 AM Same thing happened to me mate, premium went up heaps and excess over doubled, I told em to change it or I'll leave and they wouldn't/couldn't do anything so I went with another company. Boycott em. Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506803 Share on other sites More sharing options...
Bizkets is Drunk? Too heavy needs boost Member 5,929 Member For: 11y 8m 11d Gender: Male Location: Adelaide Posted 18/10/14 07:51 AM Share Posted 18/10/14 07:51 AM do you guys tell tge insurance company that your car has performance mods or not because im with Shannons and its expensive as. Link to comment https://www.fordxr6turbo.com/forum/topic/89411-aamis-new-system-doubles-my-excess-payment/#findComment-1506805 Share on other sites More sharing options...
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