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Nrma Insurance & Modifications


boost69

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  • Member For: 19y 9m 2d

Guys,

I just went to get a quote for full comprehensive isurance with NRMA, and was told appart from getting choice of repairer, you also get blanket cover for all modifications, as long as they are street legal.

You don't need to notify them of the mods, but the only proviso is that they are RMS legal.(street legal).

Anyone had any exprience with this, or had their car denied because of mods?

Is it safe to assume that a tune and injectors is considered street legal?

Edited by boost69
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  • Member For: 13y 9m 26d
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In Victoria bigger injectors is enough to breach EPA emissions.

In sayin that If you installed a set of Nizpro 72s (stock injectors that have been drilled) and tuned it I doubt that anyone would pick up on it.

Edited by _Velocity_
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Interested in this also. I guess it depends on the assessor and whether they pick up on things. As mentioned above they're not going to pick up on drilled injectors etc.

Apparently there's a list of what' covered and what's not? Never found it myself though

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I threw all these questions at the rep as in, changing injectors, boosting etc...lol...drove them nuts...and was told the only condition is that the vehicle needs to be street legal, and that as long as the modifications don't cause the vehicle to be defective, the insurance is valid.

I just need more convincing, because I know that the average clerk in the branch, might not be giving me the most accurate information.

So is it definate that injectors and a tune will fail EPA standards, hence causing the car to be defective?

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Yep.. Technically any significant increase in admissions fails EPA rules..

A mate of mine went through the same problem with a Cammed VY SS.. All the usual Expensive Daewoo bolt on mods..

NRMA never gave an answer other then 'Needs to be street legal'..

Do ya wanna take a chance with a 20k+ car?

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