Ralph Wiggum Moar Powar Babeh Lifetime Members 19,331 Member For: 19y 5m 14d Gender: Male Location: Perth Posted 18/03/16 01:51 AM Author Share Posted 18/03/16 01:51 AM Have a think about what consists a good risk for a bank. Somebody who will pay the full interest associated with a sum of credit or some who skips out Early and deprives the bank of there hard earned interest? If early payout was preferential for the bank they would give you benefits for doing it not penalties. 1 Link to comment Share on other sites More sharing options...
k31th less WHY; more WOT Site Developer 29,296 Member For: 16y 11m Gender: Male Location: Melbourne Posted 18/03/16 01:54 AM Share Posted 18/03/16 01:54 AM (edited) I totally agree, from a profit-based bank's opinions on what constitutes good business practice. The "credit score" system is not a profit based business, though... or is it? (serious question, I'd have no idea... finance is not my strong suit ) EDIT: also... LOL'd at "hard earned interest". Also... couldn't give a fark what this bank in particular thinks of me anymore, with regard to "credit", as I'll NEVER get another loan though them... their interest rates and fees suck massive weiner (I was in a compromised position when I initiated the loan... long story)... I'll stick with them for my "regular" banking for now as they pay a reasonable interest on a savings account, though. Edited 18/03/16 01:57 AM by k31th Link to comment Share on other sites More sharing options...
MurdoK Donating Members 719 Member For: 14y 8m 16d Gender: Male Location: Perth,WA Posted 18/03/16 02:37 AM Share Posted 18/03/16 02:37 AM When my car was financed through esanda I was limited to how much I could pay extra a year and early termination fees were extraordinary. Link to comment Share on other sites More sharing options...
arronm Dropping a turd Gold Donating Members 9,520 Member For: 17y 4m 11d Gender: Male Location: Perth Posted 18/03/16 03:14 AM Share Posted 18/03/16 03:14 AM For my family I am the bank. My fees are very reasonable. It's a shame I never see the principal or interest again Link to comment Share on other sites More sharing options...
.Stripes. All stock bar the k&n panel filter Silver Donating Members 8,061 Member For: 12y 11m 24d Gender: Male Location: Perth Posted 18/03/16 03:17 AM Share Posted 18/03/16 03:17 AM You have lots of money...we get it... 1 Link to comment Share on other sites More sharing options...
Ralph Wiggum Moar Powar Babeh Lifetime Members 19,331 Member For: 19y 5m 14d Gender: Male Location: Perth Posted 18/03/16 03:17 AM Author Share Posted 18/03/16 03:17 AM He should have lots of money. He's old. 5 Link to comment Share on other sites More sharing options...
.Stripes. All stock bar the k&n panel filter Silver Donating Members 8,061 Member For: 12y 11m 24d Gender: Male Location: Perth Posted 18/03/16 03:25 AM Share Posted 18/03/16 03:25 AM #butimyoungandtheworldowesmeeverything Link to comment Share on other sites More sharing options...
arronm Dropping a turd Gold Donating Members 9,520 Member For: 17y 4m 11d Gender: Male Location: Perth Posted 18/03/16 03:59 AM Share Posted 18/03/16 03:59 AM I wish, funds are low these days.. But my owings are low as well, so evens out. Hey you know me boys, I never go without.. Link to comment Share on other sites More sharing options...
PTR_NITRO_FG Donating Members 3,214 Member For: 11y 9m 12d Gender: Male Location: NOR Perth Posted 18/03/16 04:06 AM Share Posted 18/03/16 04:06 AM 48 minutes ago, arronm said: For my family I am the bank. My fees are very reasonable. It's a shame I never see the principal or interest again Want to adopt a son? I feel too sh*t asking my parents for money...once you leave home you should be fully independent IMO Link to comment Share on other sites More sharing options...
Ralph Wiggum Moar Powar Babeh Lifetime Members 19,331 Member For: 19y 5m 14d Gender: Male Location: Perth Posted 18/03/16 04:21 AM Author Share Posted 18/03/16 04:21 AM Double R Ron, Doc got you on some good pain killers for that Shoulder? Link to comment Share on other sites More sharing options...
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