Paulie2256 Donating Members 7,441 Member For: 16y 2m 19d Gender: Male Location: SE Melbourne Posted 12/10/12 08:19 AM Share Posted 12/10/12 08:19 AM cant you get the rents to guarantee the loan mate? comon they surely would help out Link to comment Share on other sites More sharing options...
Never had any say Panda I <3 Floods Silver Donating Members 11,198 Member For: 13y 6m 9d Gender: Male Location: South West QLD Posted 12/10/12 08:30 AM Share Posted 12/10/12 08:30 AM Loan from banks is fairly normal to say no to self employed people without massive amounts of info from accountant..Finance is different shy.. Plenty of companies around.. They'll use past and present history. Consider your rent etc and sum up what you can get.I'd recommend ringing a place like GE or capital finance and see how ya go on the phone Link to comment Share on other sites More sharing options...
Henz Tampon inserted, Auto Acquired, next purchase a new handbag Donating Members 9,946 Member For: 16y 10m 21d Gender: Male Location: Vic Posted 12/10/12 08:59 AM Share Posted 12/10/12 08:59 AM What bank are you with? I always borrowed with 6 months employment and no dramas when younger. Was in job just over 12 months when I did my home loan. Also nipple chafe is driving me crazy. Link to comment Share on other sites More sharing options...
bossmang FREAKY Donating Members 12,434 Member For: 15y 1m 16d Gender: Male Location: Melbourne Posted 12/10/12 09:02 AM Share Posted 12/10/12 09:02 AM nipple cripple henz someone Link to comment Share on other sites More sharing options...
Henz Tampon inserted, Auto Acquired, next purchase a new handbag Donating Members 9,946 Member For: 16y 10m 21d Gender: Male Location: Vic Posted 12/10/12 09:03 AM Share Posted 12/10/12 09:03 AM English? Link to comment Share on other sites More sharing options...
FPVFGS Member 359 Member For: 12y 9m 8d Gender: Male Location: Mornington Posted 12/10/12 09:08 AM Share Posted 12/10/12 09:08 AM henz ! when are we racing??calder 20th or heatchote after I get my car back form pitlane Link to comment Share on other sites More sharing options...
Henz Tampon inserted, Auto Acquired, next purchase a new handbag Donating Members 9,946 Member For: 16y 10m 21d Gender: Male Location: Vic Posted 12/10/12 09:12 AM Share Posted 12/10/12 09:12 AM I still need to rack up 350 more kms! 1 Link to comment Share on other sites More sharing options...
Pazzo Donating Members 11,132 Member For: 14y 3m 19d Gender: Male Posted 12/10/12 09:13 AM Share Posted 12/10/12 09:13 AM Shy I will lend you cash at the Italian intrest rate of 35%. which you will pay to the bloke who comes knocking every Thursday at 5pm for 2 years. Deal? 3 Link to comment Share on other sites More sharing options...
Shyfrd Turboless Donating Members 5,992 Member For: 13y 11m 14d Gender: Male Location: Geelong, Victoria Posted 12/10/12 10:31 AM Share Posted 12/10/12 10:31 AM Ah k. Thought finance/loan same/same.I'll look into them thanks sdp And it's not like I'll run away with the loan. I'm good for it even if I lose my job I'll be straight into another no prob. As long as I get enough money to pay repayments each wk I'm happy. But they don't take u on face value hahaI'm with Westpac and loan with fccs henz. Who'd you go with, with loans man? Link to comment Share on other sites More sharing options...
Mrs Jeturbo Bob the Freaking Builder Donating Members 10,813 Member For: 15y 4m 28d Gender: Female Location: SA Posted 12/10/12 11:35 AM Share Posted 12/10/12 11:35 AM if I was u if u can I'd cope with what u can and save as much as u can over the next 2 years unless it's imperative...just coz finance companies might lend u the money... but at a very steep cost usually coz of your situation they might chuck u on a massive interest loan with lots of fees....as far as I have heard from others it's best in the first at least 12 months of a business or subby business to buy as minimal as u can get away with until u know it's 99.9%then after 6 months if it goes belly up u didn't just cost yourself a loan on a Ute on 27% interest that you can't get out of until uve been in a new job 6 months... but if it's like a critical thing then I guess u gotta do what u gotta do... Link to comment Share on other sites More sharing options...
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