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Insurance....merged Topic....

Mondie

By Mondie
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Insurance companies...  

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JimmyXR6T04

JimmyXR6T04

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  • Member For: 19y 5m 8d
  • Location: Canberra
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Posted
I don't know how the f*ck you guy's get insurance for so cheap!

I guess being in Sydney and because of the mod's, Just Cars are the only one's who considered it at $3000.  :spoton:

how old are you mate? I dunno how some people get it so cheap!! but I'd take 2k over 3k anytime..

I reckon its a case of how the person on the phone feels on the day!! seriously! there's such a variance

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_Velocity_
_Velocity_

I don't think they'll get rid of you per se they just increase your premium to a point at which you will leave of your own accord. I know 50 year old that has written off at least 7 vehicles (all at

masda74
masda74

Rac decided that after round 2 of mods, that they would no longer insure me. I thought I better call shanons as I doubt anyone would insure me. They quoted me below 1K and that is including

aimz rokafi
aimz rokafi

I went in to NRMA yesterday, the woman there brought up my quote and re-entered all my details. didnt change a thing and it came to $1747 (up from $1247). so she called her boss and apparently insuran

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JBomb3000

JBomb3000

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  • Location: Victoria
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There are to many variables to compare prices, I'm 24 and paying $633 but if I had a crash, modded the car or moved no doubt that would change. You can't compare really.

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Skooby

Skooby

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  • Location: Phillip Island
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Heaps of things influence the outcome and then there's the comapnies that just overcharge.

1. Garaged or not. Where it's parked while you are at work/uni

2. Postcode at home. It's based on car thefts/accidents etc in that area

3. Age/gender

4. Driving experience

5. Total claims

6. Insurance rating

7. Mods and extras

I'm sure there are other things but they are the basics. I'm paying $800 a year and have a premium of $500 (being ripped off) but have been quoted $600 with premium of $400 from another insurer, to whom I will be switching over to in the new year.

I'm 35 at the end of this month and have an impeccable driving record. No prangs (touch wood) in the last 15 years and no speeding fines in the last 5 years. I'm currently a rating 1 for life with a 10% no claim discount.

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INFLYT

INFLYT

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  • Location: N.S.W, Sydney
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I don't know how the f*ck you guy's get insurance for so cheap!

I guess being in Sydney and because of the mod's, Just Cars are the only one's who considered it at $3000.  :spoton:

how old are you mate? I dunno how some people get it so cheap!! but I'd take 2k over 3k anytime..

I reckon its a case of how the person on the phone feels on the day!! seriously! there's such a variance

They base it on the youngest driver possible at Just Cars, which is my Mrs, but im over 25 which doesn't count for anything in this case because of it.

I'd take $2k with bell's on, yet some guy's aren't happy to pay near a grand LOL.

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JBomb3000

JBomb3000

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Posted (edited)
I don't know how the f*ck you guy's get insurance for so cheap!

I guess being in Sydney and because of the mod's, Just Cars are the only one's who considered it at $3000.  :spoton:

how old are you mate? I dunno how some people get it so cheap!! but I'd take 2k over 3k anytime..

I reckon its a case of how the person on the phone feels on the day!! seriously! there's such a variance

They base it on the youngest driver possible at Just Cars, which is my Mrs, but im over 25 which doesn't count for anything in this case because of it.

I'd take $2k with bell's on, yet some guy's aren't happy to pay near a grand LOL.

I grand :spoton: I cracked it when RACV put mine up to over $700 so I switched to CGU

Edited by JBomb3000
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JimmyXR6T04

JimmyXR6T04

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  • Member For: 19y 5m 8d
  • Location: Canberra
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Posted (edited)
There are to many variables to compare prices, I'm 24 and paying $633 but if I had a crash, modded the car or moved no doubt that would change. You can't compare really.

$633 fark that's awesome.... I still can't see location and the fact that I'm in canberra being triple the cost of insurance. Even before my car was modded it was 2k.. I've had one ticket for <15km/h. And I have a rating 1 maximum NCB..

I suppose it's one of those things that just bugs me. Perhaps when I am 30 I'll be able to dream of sub $1000 insurance policies :spoton:

I suppose the one I really can't understand is 1k a year at 23yo and a bad driving history.. yet being 24, with a good history is double the price :spoton:

Edited by JimmyXR6T04
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JimmyXR6T04

JimmyXR6T04

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Mines just over 600 that's with the misses as the youngest driver shes 19

where??? WTF...how do most of us get so ripped off?

I just tried online with CGU.. they declined because its modded, so I thought I'd see how much if it wasn't modded.. declined because under 25.. can't win. might have to ring them :spoton:

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JBomb3000

JBomb3000

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Mines just over 600 that's with the misses as the youngest driver shes 19

where??? WTF...how do most of us get so ripped off?

I just tried online with CGU.. they declined because its modded, so I thought I'd see how much if it wasn't modded.. declined because under 25.. can't win. might have to ring them :blush:

I'd ring them as like I said I'm with CGU and I'm 24.

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Ralph Wiggum

Ralph Wiggum

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  • Member For: 19y 2m 5d
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  • Location: Perth
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Mines just over 600 thats with the misses as the youngest driver shes 19

where??? WTF...how do most of us get so ripped off?

i just tried online with CGU.. they declined because its modded, so i thought i'd see how much if it wasn't modded.. declined because under 25.. can't win. might have to ring them :gooff:

Im with CGU i insured with them at 23(im 26 now) and told them of my nods as i went along. im paying $780 a year with $500 special excess (because i was a naughty boy and lost my license at 19 for reckless and excess .05) where do you live mate redfern?

ring and insurance broker and get them to shop around. Thats what i had to do. I was with AMP and as soon as i lost my license they refused to insure me..

:blush:

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