Insurance....merged Topic....

[obsty]

20yo with xr6t ute $1600pa

[YellowTurbo]

$1200 dude through Just Cars. Melbourne Victoria

xr6t man 05

[no rego]

YES my first post!

Mate I got my 04 T full comp at the start of the year when I was 19 with just cars and it cost me $1650 for the year, with a $1600 excess which all in all I was pretty happy with 'cause no body else wanted to know me

[bradj]

Some of you guys are doing pretty well...

Just bough myself a BF XR6T Ute, used to have a 2004 Corolla.

Corolla cost me $690 RACV Rating 1, medium risk suburb.

Corolla got vandalised in March this year, so 1 claim in 5 years, RACV bump up my premium $100 to $790, even though not my fault

Now paying $1050 with RACV on the XR6T, which isn't all that good considering I just turned 25, rating 1.

Got quoted $785 with AAMI. Will change over when RACV runs out

[IH8TOADS]

Just turned 25 but paid it when I was 24. 2005 MKII XR6T 6sp Man.

Actually bought the brand new T without a licence, as soon as I got it back I drove it away and insured it with SGIO. $1100

Some places quoted $3K including the company I was currently with.

I have a pretty shocking traffic record so I also insured my no-claim bonus!!!!!

[XR68UZ]

victorians are lucky, there insurance premiums are so low

[no rego]

Just been reading the posts about JCI and also being under 25 I called them today to change address etc. and asked about there policy on modifications to my xr...

The first modification to the vehicle increases your premium and excess (this includes the upgraded brake package from ford, but I didn't ask about leather, sunroof etc...) The 2nd 3rd and 4th mod does not increase your premium or excess. It is the fifth made that incurs yet another rise in premium and excess, which for me was $60 a year and $400 increase in excess.

Once over 5 mods however it doesn't matter how many you have as they do not increase payments any further. So once you have paid for your 5th mod it doesn't matter if you have 200 it will cost no more!!!...

[b_vass]

go to just cars, I had no insurance history and managed to get it for 1300 full comp

[JimmyXR6T04]

my premium didn't go up with all my mods listed. I even called before hand to find out if there would be a change, and they said no change to the premium, just the excess.

[Iconic Bionic]

Insurance, as fradulant as it is, you can just shop around, get all the nline quotes through the net and make lots of calls. Dosent really matter who your with they will still all stuff you round at claim time.