Insurance....merged Topic....

[mickq]

Just a hint. When the policy and the booklet arrives, be EXTRA SURE it lists all the mods in words that satisy you and are accurate.

If not, write in with details, and keep a copy of the letter. Ask for written confirmation of your policy and that it reflects your mods accurately.

The reason I say this is because I know a couple of people who were burnt by the fact the person on the phone was on sales commission, and said :sure, no problem" when told about a mod, but didnt enter it into the system. Insurance claims then caused a sh1t fight.

Get it in writing especially from insurers that give low prices. Many insurers will look for reasons to decline your insurance. There is a trend that the cheaper they are, the less they can afford to pay out and the more they will look for excuses not to.

Remember, if its not in writing, it doesnt exist. Your recollection of a phone call will count for zero if the sh1t hits the fan and the mods arent listed in writing.

Its much better to be safe than sorry when dealing with insurers - particularly when organising things by phone.

Assuming that all goes well, that's great value for a hot car!

Edited 16/06/05 01:10 PM by mickq

[harvyk]

Hi guys

I am wondering what others under the age of 25 are doing about insurance for their T???

Basically I have had the jack of NRMA and I want to change insurers. Most said come back when your 25 or wanted to charge outrageous amounts...

Most cases they didn't even care about my driving history (talk about narrow minded)...

To give you guys an idea of my driving history I'm 23, been on my license now for 6 years, hold a 65% NCB, and never had an at fault accident...

Any real life accounts from the under 25s on the forum???

[Hazey]

I am 22 and from sydney with NRMA pay just under 3,000, clean record, 60%NCB

They were the only one that would insure me and treated me right.

I tried Just cars.. were more expensive and I dont trust them.

NRMA go by years of driving not years of insurence, so when I turn 23 It should drop about 1,000 (which is in 6months)

Howeever!, in saying that I just jumped onto their online quote system (which is what I used before I applied) and the quote was 4,500 wtf???

So now I am thinking they will up my premium

Aidan

[Kaine]

Im 23, I bought my car is in my mothers name. I am with NRMA and I pay $1390 a year as a 2nd driver.

Good thing too incase I accidenlty knock up some chick and she trys to take away my T... dont think so b*tch..

[Goldbullet]

Just a hint. When the policy and the booklet arrives, be EXTRA SURE it lists all the mods in words that satisy you and are accurate.

If not, write in with details, and keep a copy of the letter. Ask for written confirmation of your policy and that it reflects your mods accurately.

The reason I say this is because I know a couple of people who were burnt by the fact the person on the phone was on sales commission, and said :sure, no problem" when told about a mod, but didnt enter it into the system. Insurance claims then caused a sh1t fight.

Get it in writing especially from insurers that give low prices. Many insurers will look for reasons to decline your insurance. There is a trend that the cheaper they are, the less they can afford to pay out and the more they will look for excuses not to.

Remember, if its not in writing, it doesnt exist. Your recollection of a phone call will count for zero if the sh1t hits the fan and the mods arent listed in writing.

Its much better to be safe than sorry when dealing with insurers - particularly when organising things by phone.

Assuming that all goes well, that's great value for a hot car!

<{POST_SNAPBACK}>

I totally agree so when the updated policy comes with all my mods on it I will post it onto the forum

[crisso]

bought my T when I was 23, insured with NRMA, Sydney's south, 65% NCD, annual premium was $1816.

Have always been a member of NRMA, got Greenslip and roadside assist with them also.

[Logsie]

I am with NRMA and am only paying $870 in queensland

Rating 2 ,24years old

[NateXR6T]

When I Got my "T" I was with CGU and 23, Rating 1 60%NCB Cost $810 with 1 Replacement windscreen option, in Queensland

[cikas]

Im with RAC(WA)and im paying $880 PA ( which I just paid )

Excess is $250

55% No claim

And car is insured for $40000

Hope it Helps

[bjc]

You must be 100 years old to get that price? yeah!!!

Brett.