Insurance....merged Topic....

[Ford_Power]

I think the engineers certificate not only certifies that your car is ADR compliant (with respect to emissions) for insurance, but I think it is also important come the time if/when your vehicle has to go over the pits.

If it were me, I would most certainly get the certificate and save myself some major potential headaches.

Ross

Edited 09/08/04 01:51 AM by Ford_Power

[loop]

I was planning on Phase one for my T but when I spoke to RACV they told me I have 3 mods already, Lowered suspension after market wheels and WINDOW TINT. Whats that all about? I would be more concerned about floormats if I was them. Cheap floormats can be a real hazard.

[emotive]

I was planning on Phase one for my T but when I spoke to RACV they told me I have 3 mods already, Lowered suspension after market wheels and WINDOW TINT. Whats that all about? I would be more concerned about floormats if I was them. Cheap floormats can be a real hazard.

I am looking at upgrading my car at the moment and have been ringing around for quotes. RACV quoted me $1200 for an SS with full exhaust, edited PCM, CAI, and diff. They also said if I made more mods the premium would not change by more than $60, as long as the car remained legal. Might be worth calling back and getting aniother operator.

(All drivers over 30, postcode 3132)

[dswiders]

The engineers cert isin't such a bad idea. At least if the police pull you over for something then the following could occur....

Taking a look under the bonnet.... hummmmm looks like I'll need to give you an unroadworthy cert due to intercooler, headers, exhaust, fuel pump, lowered. You've probably got a chip, bigger injectors and probably some other bits and pieces.

Yes officer, your right with all the modifications, however if you care to take a look at my engineers certificate, you will notice that all is accounted for.

In this case, the officer will need to let you off for the roadworthy.

Just my 2 cents worth.

Daniel

[deek]

Hi

I just changed from RACV they didn't want to know me with a chip and an exaust. I'm now with AAMI they allow me 3 mods. (chip, exaust and the cold air intake). I don't have an extra fuel pump and my injectors were Re-bored.

By the way I was paying $1050 with RACV now with AAMI I pay $620 with $1000 excess. In Victoria 3152 no drivers under 25.

[TURBO4LT]

Yep that flexible excess thingy is pretty good

[conza]

Hey there, Just ordered a Series 2 turbo and would like to do a few mods in the near future. What are my options for insurance. I am over 30.

[dingah2]

Currently over 50 with v clean licence and am with AAMI for about $650 and have been with them for many years. Need to take care though as they only allow 3 mods thus my Phase II does not have and apparently now does not need fuel pump but injectors, exhaust and chip ok. Get them on a bad day though and you could the person on the end of the phone classing a tow pack or tinted windows as mods rather than accessories.

Dingah

[xrdreaming]

Welcome Conza,

Most insurers don't like mods. I am 30 and live in Melbourne, never made a claim for anything in my life.

I found Just car insurance were the best for me. It is a daily work ute which hurts my premium but at $1840 per annum was the cheapest I could find with all of my mods listed, right down to the heavy duty valve springs.

Good luck with it.

xrdeaming.

[JB]

Dean, that's expensive. I just left RACV as they upped my premium for no reason then will not insure with any mods.

Now with AAMI $860, 30 years old, clean record and can have 3 mods. Just have not listed injectors or fuel pump.