Insurance....merged Topic....

[sykes]

Most of them have a 3 mod limit I think. But I had Suncorp insure my modded RX7 Turbo with everything listed but I was paying $1200 a year for it.

You could aways exclude some items like the window tint and bring it back to 3 items?

[TurboDewd]

here's what AAMI said via email to me:

Thank you for your reply.

AAMI has a number of restrictions in place for the type of car that we will insure and the modifications that we will insure:

All V8, turbo and supercharged vehicles are restricted to drivers over 25, as are most coupe vehicles. Vehicles valued over $40,000 are restricted to drivers over 20 years of age and vehicles valued at over $50,000 are restricted to drivers over 25 years of age.

After the age of 25, AAMI will not offer insurance to a vehicle that has more than three modifications. These modifications can encompass any three from the list above or below:

· Cam shaft alterations

· Carburettor alterations

· Computer chip

· Cylinder/engine head modifications/shaved head

· Extractors/headers

· Exhaust alterations

· After market & manufacture option lowering/suspension

· Raised suspension

· Turbo charger: non standard

To correctly advise you whether we can insure your vehicle if you modify it, please reply to this email advising of the specific modifications you are considering.

Regards,

[TBO240]

looks like just-cars is going to be the way to go...$1222

a bit of a shock after only payiny$550.00 the price of being truthful

[Guest]

Im now talking to just cars, they'll do a turbo but not a super charger, so most of my dreams are up the sh!t.

Got to say had I picked up a turbo and not a N/A life might have been beter. At AAMI the turbo I would have been up for $900pa and the non-turbo was $800pa without mods. Mod the thing and they don't want to know me now.

Just cars don't know about the NOS and without the NOS I'm well under a turbo's power, but they still want $1600pa just because its got some mods. Whats wrong with these people. Do they know how cars work at all?

I'll be F*%#!D if I'll ever tell them about the NOS.

I have no time for AAMI or Just Cars, only wish there was a company out there with some brains.

[dingah2]

Mate I'd suggest that they not only know cars well enough but also are able to make sound risk assessments. Juging by your signature block you do not drive you car in a 'normal or benign' manner ar therefore you are perceived as a higher than average risk and they need to cover themselves accordingly. If you are going to drive with NOS fitted and not tell the insures then you are in effect driving uninsured. One accident and you may well find $1600/year a bargain - and in the meantime please don't hit my car as I'll have to pay for everything!

Oh and by the way you might do well to think more carefully about making such statements in public on a Web-cased site - that statement could well be recorded in evidence for future use.......remember ..no one knows where an e-message goes!

Dingah

[Guest]

Ok so here's a question for you,

In NSW you can't drive down the road with "Full" NOS bottle and a conected NOS system, but what if the bottles not in the car? you couldn't call it a complete system, only part there of.

This is a question that I don't have the balls to rase with Just Cars or any one for that matter.

On a side note, I work in a law enforcement related industry, hand in hand with High way patrol on a daily bassis and to date have a perfect driving record. Just because I drive a car with the ability to grab low 13's dosn't mean it has.......yet.

thank you for your input dingah2, you did make me stop and think for a change.

[TurboDewd]

What are 'gapped plugs' and what are they meant to do?

[dingah2]

No worries. You raise a constantly frustrating issue that many of us are judged by the performance of others and as the insurance guys are in the business of risk management, the result is inevitable. I had some problems getting my son set up with his first insurance policy and eventually Western QBE seemed to be the most reasonable. THe alternatives to reduce his premium required him to either have a sex change or age quickly.

For me with a BA T AAMI offer insurance around $600, but that's the benefit of being an old(er) fart!.....I knew there had to be some benefit.

By the way are you shovelling all of that power through an auto or manual box?

Dingah

[BA_Turbs]

Oh and by the way you might do well to think more carefully about making such statements in public on a Web-cased site - that statement could well be recorded in evidence for future use.......remember ..no one knows where an e-message goes!

Dingah

"Your Worship, I have read the post on FordXR6Turbo.com submitted by AAMI into evidence, and, frankly your worship, many people have access to my computers both at home and at work. I do not recall making that post and modifying my signiature in that way and unfortunately am not able to tell you who did."

Yeah, you can say silly things on the net, but prove it was me!

[Guest]

Back again,

What are 'gapped plugs' and what are they meant to do?

This is a basic explanation, of 'gapped plugs'.

The distance the spark has to travel is shortened on gapped plugs. NOS has a b**ch of a habit of being able to blow out your spark and make you stall, and stalling on NOS is not good. To stop this use 'gapped plugs'

My cars a manual.

BA_Turbs, "thankyou, your Worship, thankyou"

Edited 23/07/04 10:18 PM by NOS XR