Insurance....merged Topic....

[Guest Trevor]

Chris,

If AAMI were the best quote I would check with them again. I had the same problem with them.

My old car was with AAMI but they wouldn't insure the T for any driver under 30 (I'm 29).

When I went back to get a refund on the old policy they asked why I was leaving. When I told them the operator said that wasn't the whole story. They would insure the T for me and there was a clause put in that I was the only driver under 30 covered.

Their quote was $588 which is pretty good so it might be worth asking them if they will cover you with the same clause in your policy.

[ktford]

Um excuse me Miss XR,

you've quite a valuable vehicle here, unless you're richer an all hell why don't you just raise her off the weeds a smig & get her insured legit.

Scotty

p.s. should I be calling your car a him in reference to your, um sex?

[MISSXR]

ktford, Yeah I know, for one whole mm,:

Insurance is due in 6 weeks, so I am going to have to work something out.

Oh and yeah the Ute is a girl ( she never misses a beat )

[Phantomxr6]

ktford, Yeah I know, for one whole mm,:

Pump the tyres up, you might get 1mm.

[aaronmihe]

Chris, I insured Bruce on the 2nd of Oct wihtout a worry with AAMI, their online system 'endorsed' policy excluding drivers under 25 when I got the quote week or two before. And I'm a mere 28.

When I went through the motions in their office and created the policy, no endorsement!

Interesting

A.

[KittyKatSmack]

Insurance!!!

Funny how that was my b**ch today!!!

Looking to get mine sorted before leaving for Tassie.

Now I am a plus 30 girl, with one accident (bloody RABBIT) that ok, cost $2500 to repair but still hardly MY friggin fault......

so due date is 24th December, merry ho ho xmas!

I drive a 94 Astina hatch, didn't list the mods, kept accessories to a bare minimum....

My premium INCREASED with Western QBE by.....

wait for it

last year $669

this year

$1029!!!!!!!!

I'm with Chris with my response!

No friggin way!

They 'tell' me it's because Canberra have had a lot of accidents and premiums have gone up!

Bah humbug!

So...... I whinge, and I mean I WHINGE a lot, they ring the local Canberra underwriting supervisor, say I have been with company x number of years blah blah blah and premium gets reduced to $885.

Me still on rating 3, and only after I haggle about it.

So I ring around getting quotes.

Well, theres a lesson on how to be treated like dirt.

I end up speaking to NRMA who tell me that an accident with an animal doesn't count as an unrecoverable at fault accident, they put me on a Rating 1 with protected No Claim Bonus for life....

alrighty I think......

premium is still $938

ah frig it!

they offer monthly which is $86 a month.

So I take the monthly option and go shopping with the rest of the $600 I had saved up!

Merry Xmas Aaron and Bruce!

oh, and me too!

[/rant]

[KrasH]

I'm 30, have 65% no claim bonus, pay $1100 full comprehensive with car valued at $61,000, that's with lowering and other stuff. I do have 2 speeding fines in my 13 years of driving and have had 2 accidents, one not my fault, one was my fault (only 4 years ago). But I think my advantage is that I've been on my dad's car and truck insurances since starting to drive and he hasn't claimed anything in 25 years..

[bloan]

"they offer monthly which is $86 a month.

So I take the monthly option and go shopping with the rest of the $600 I had saved up"!

Kitty,

Be wary of paying monthly as should you be unfortunate enough to have to make a claim I believe you are expected to pay the outstanding/remaining annual fee before they will accept your claim.

[Guest EdMoorhouse]

Insurance companys certainly need a rocket. They insure the $51000 XR T and it costs $582.00. I then try to insure the TX3 Laser, and they say it is only worth $7000.00 but its a sports car and high performance and 4x4 oh that is bad. Its got the turbo you say, dear dear this is not pretty. $554.00. Now I still haven't worked out how they work out the equations and come up with the cost. Shouldn't it be 1/7th of the cost of the XR??. It most definitly pays to shop around though. I had some very high quotes when I was looking. Some would not even provide insurance???. Having had my gripe though, I do feel sorry for the rest of you who are paying rip off prices to insure the much loved vehicle.

[BlueXR6Turbo]

Don't get me started about insurance!

I think if you look up "insurance" in a thesaurus, it says "discrimination".

Just out of curiosity, has anyone here gone through an insurance broker?