Insurance....merged Topic....

[KittyKatSmack]

astina girl?????

:wassat:

[XR8Chic]

astina girl?????

:wassat:

?

I got the impression from your post that you have an astina and not a ford... sorry if I was wrong.

(now that I think about it - I probably am - otherwise you wouldnt be on this forum would you... hehehe ... sorry)

[BlueXR6Turbo]

What is the go with broker?

Do you have to pay them to find you best insurance deal?

I have never used one but am willing to make the call if

A. Someone can recommend one here in Canberra

B. It won't cost me any money

I've never used a broker, but I'm pretty sure that they don't cost you anything; the insurance companies pay them.

[BlueXR6Turbo]

I'm 22...or will be on 2nd december, living in adelaide metro area...was quoted $1747 from just car insurance...AAMI, CGI, SGIC - nuppo..to young...car to powerful for you young lad.

So I'll give them another call back to confirm and make sure they werent bluffing etc

My car is insured with Just Car Insurance. $1747 sounds about right for you compared to what I paid.

There are two major drawbacks with JCI though. It is a named driver only policy, which means only people named on the policy can drive the car. Doesn't matter what age, history, etc. other people have, they can't drive the car. The other drawback is that they don't offer agreed value, only market value.

Not trying to put you off them, just making sure you're aware of the pros and cons.

Oh, a word of advice too. Don't ring them up during normal business hours - you'll be on hold for ages. I think their phone lines are open until 7 or 8pm. Ring closer to these times and you won't be on hold for as long.

[KittyKatSmack]

astina girl?????

:wassat:

?

I got the impression from your post that you have an astina and not a ford... sorry if I was wrong.

(now that I think about it - I probably am - otherwise you wouldnt be on this forum would you... hehehe ... sorry)

oh...

we have both

I just wasn't sure in what context your reference was, most people just call me Kitty.

I love the xr6 turbo, and I love my little ricer too.

(and aren't Mazda and Ford the same company now too? My Astina is a BA so they are at the very least cousins )

I noted from your website that you had a little car once, so am sure you know what I mean :D

So, no, you aren't wrong.... we just have the best of both worlds

Cheers!!!

*back to the thread subject!*

[voy74656]

I'm 22...or will be on 2nd december, living in adelaide metro area...was quoted $1747 from just car insurance...AAMI, CGI, SGIC - nuppo..to young...car to powerful for you young lad.

So I'll give them another call back to confirm and make sure they werent bluffing etc

My car is insured with Just Car Insurance. $1747 sounds about right for you compared to what I paid.

There are two major drawbacks with JCI though. It is a named driver only policy, which means only people named on the policy can drive the car. Doesn't matter what age, history, etc. other people have, they can't drive the car. The other drawback is that they don't offer agreed value, only market value.

Not trying to put you off them, just making sure you're aware of the pros and cons.

Oh, a word of advice too. Don't ring them up during normal business hours - you'll be on hold for ages. I think their phone lines are open until 7 or 8pm. Ring closer to these times and you won't be on hold for as long.

yeah, they explained all that to me on the phone. but compared to everywhere else....theres really no comparison.

as for the hold issues...ive called them during the middle of the day and got through to them straight away...I'm not sure if they have just 1 dept for the whole of australia or what but hold isnt a problem.

Then again, I was getting xfered through to sales...not claims....that's prolly why!

The market value thing...the car is insured for $46,200 which is reasonable me thinks. Will be buyin the car for $51ish

[dswiders]

I've been reading quite a bit over the various forums and have noted

that quite a number of people have modified their 'T's.

I was wondering as to how the insurance company's have taken this ?

And who people are insured with ?

I know that a number of insurance company's look at mods as a no-no,

how do you get around this. Last thing I would want is to void my insurance.

( Can't order my 'T' intil at least March next year )

By the way I live in Vic.

Daniel

[crisso]

I was told NRMA will not insure any car that has been lowered more than 1.5inches...

sorry, that's all I got

[geea]

I am with AAMI in Victoria. I have told them about my "tuning chip" (thanks BLKXRT), and I have since made a sizable claim with no problems.

Geea.

[bcl]

Yesterday I went to GIO in Sydney and had my policy amended to include 19" wheels, sports exhaust, Nizpro Stage 3 kit and lowered springs. I have a printed Certificate of Insurance to verify it...... no extra charge.

I have always found GIO to be far more tolerant than other insurers, many of who won't touch mods.

The Sydney branch office had to refer the matter to the head office underwriters to verify the change, as the computer system would not allow so many mods.

It have a lot of other business with GIO, a fairly clean recent driving record, and a history of modified cars insured with GIO, and am a gold member, all of which probably helped.

I would strongly advise that any mods be added/included to your policy, and you ensure that you get a printed Certificate of Insurance for your records.

Brian