Insurance....merged Topic....

[boosted_sa]

I'm in Adelaide, North Eastern suburb, 23yo and I Pay $948pa through Wesfarmers Federation. excess is $300 plus $300 because I'm under 25. Pritty good deal!

Also even when I was 20 I had a Silvia turbo which only cost me $1100pa, and no it wasn't through my parents!

[BOV]

I'm in Adelaide, North Eastern suburb, 23yo and I Pay $948pa through Wesfarmers Federation. excess is $300 plus $300 because I'm under 25. Pritty good deal!

Also even when I was 20 I had a Silvia turbo which only cost me $1100pa, and no it wasn't through my parents!

<{POST_SNAPBACK}>

yeah cities make all the difference... try moving to Sydney/Melbourne and insuring your car... I bet youll pay double.

[JBomb3000]

I'm 23 and live in northern Victoria and was quoted $670 for full compo through RACV which was only $120 more than my N/A XR6. $450 basic exces and another $450 if the driver is under 25. All in all very happy.

[Guest redgum]

Figure this:

Insurance risk low:

demonstrated 65% Lifetime No Claim Bonus

low risk age group

low risk post code

no mods

2 demerits in last 5 years, never lost license

no insurance claims for more than 10 years

no insurance ever refused

no bankruptcy or criminal record

no finance

car not for business use etc etc

But quoted insurance was approximately:

AAMI $1800

Suncorp $1400

QEB $ 900

NRMA $ 850

NRMA $ 550

The second NRMA quote was for the market value. As they have a new for old on the market value for cars under 2 years old it made agreed value is cheaper and gives better cover (my thanks to a very helpful lady from NRMA).

The one I can't figure is AAMI?????? They even put this in writing even after I said not to bother 'cause they were far too expensive.

What's even more wierd is my old EL XR6 cost $640 to insure with the NRMA and AAMI quote the same on that one.

Edited 27/11/05 08:46 AM by redgum

[Fulch]

My insurance policy renewal just arrived and every year I ring around for new quotes. My renewal this year came in at $599 for a stock BA11 turbo which I thought was fairly good, so I contacted the insurance company for car enthusiasts and they came back with a figure for $2000 plus dollars! So if and when your policies are due make sure you all get new quotes or you might just be getting shafted!

that's also on a full no-claim and rating 1.

[XR06T]

I cant understand how there is so much difference in quotes and rates from different places..

you would have thought that they would all use a similar calculator to work it out as they all ask the same questions!!

perhaps they use their previous expierence with age brackets and car makes??

just doesn't add up to me..

[G6ET8U]

My insurance policy renewal just arrived and every year I ring around for new quotes. My renewal this year came in at $599 for a stock BA11 turbo which I thought was fairly good, so I contacted the insurance company for car enthusiasts and they came back with a figure for $2000 plus dollars! So if and when your policies are due make sure you all get new quotes or you might just be getting shafted!

How old are you mate? I'm 27, rating 1, no claims and no accident history...

I am with Just Car Insurance and tried initially to get it through AAMI and they won't insure a T with anyone under 30... RACV was too expensive and Shannons who my HSV was with weren't really interested in insuring my car, not exclusive enough the guy on the phone told me... WTF?!?!?

Only a couple more years to go till I'm 30...

Jack

[Robit28]

Just had a quote from AAMI and it came to $701, I am 32 with rating 1. They have a flexi-premium excess which can reduce the premium by up to 50% if you pay an extra excess.

I have had no accidents and believe I am a good driver so that works great for me. I can reduce the premium to $351 a year (nice number too!) if I pay an extra $1500 if I have an accident, that sounds great to me, especially when the car is parked more than it's driven!

Rob.

[Fulch]

My insurance policy renewal just arrived and every year I ring around for new quotes. My renewal this year came in at $599 for a stock BA11 turbo which I thought was fairly good, so I contacted the insurance company for car enthusiasts and they came back with a figure for $2000 plus dollars! So if and when your policies are due make sure you all get new quotes or you might just be getting shafted!

How old are you mate? I'm 27, rating 1, no claims and no accident history...

I am with Just Car Insurance and tried initially to get it through AAMI and they won't insure a T with anyone under 30... RACV was too expensive and Shannons who my HSV was with weren't really interested in insuring my car, not exclusive enough the guy on the phone told me... WTF?!?!?

Only a couple more years to go till I'm 30...

Jack

<{POST_SNAPBACK}>

Hey mate,

Im 26yrs - give suncorp a call...........................

[urslow]

My insurance policy renewal just arrived and every year I ring around for new quotes. My renewal this year came in at $599 for a stock BA11 turbo which I thought was fairly good, so I contacted the insurance company for car enthusiasts and they came back with a figure for $2000 plus dollars! So if and when your policies are due make sure you all get new quotes or you might just be getting shafted!

How old are you mate? I'm 27, rating 1, no claims and no accident history...

I am with Just Car Insurance and tried initially to get it through AAMI and they won't insure a T with anyone under 30... RACV was too expensive and Shannons who my HSV was with weren't really interested in insuring my car, not exclusive enough the guy on the phone told me... WTF?!?!?

Only a couple more years to go till I'm 30...

Jack

Hey mate,

Im 26yrs - give suncorp a call...........................

HBF will insure my T for 36k and im 26 with rating 1 for life and it only $780 per year and mods are ok too as long as its legal!!