Insurance....merged Topic....

[TBO240]

today I decided to come clean with the insurance company(R.A.C.V)on my modifacations with my car and was declined insurance when I got to the part about the tunning chip as I phrased it.... I now have 7 days to find altenative insurance any ideas from anyone else who has come clean?

[-carty]

visit these 2 topics from over at skylinesaustralia forums...

you might find somthing that suits you

http://www.skylinesaustralia.com/forums/sh...ead.php?t=12142

http://www.skylinesaustralia.com/forums/sh...ead.php?t=18667

[xrdreaming]

I switched from AAMI to just cars, they will give you insurance with your mods.

Mine was $1800 not bad as it is used for tradesman work which effected the premium. I have never made a claim and I am a rating 1 with all my licence points though.

You can mod your car in any way you want with them as long as it stays ROADWORTHY and you tell them about all mods made.

[Blown BA]

AAMI don't mind give them a call

[TurboDewd]

AAMI have a 3 mod limit from a specified list. Simply email them and they'll send you the list.

When I had my Unichip installed I advised them and they gave me confirmation in writing that they covered me for the mod.

cheers

[xrdreaming]

Yeah I got bounced by AAMI even though I am a rating 1 with them for 8 years with no claims.

Chip, wheels, lowered,exhaust,cat, intercooler,injectors,fuel pump,air intake,neons,stereo = bye bye

I think I was just over the 3 mods.

[-carty]

Yeah I got bounced by AAMI even though I am a rating 1 with them for 8 years with no claims.

Chip, wheels, lowered,exhaust,cat, intercooler,injectors,fuel pump,air intake,neons,stereo = bye bye

I think I was just over the 3 mods.

neons?

where bouts have you got them on your car?

also... pics

[teebone]

AAMI have a 3 mod limit from a specified list.  Simply email them and they'll send you the list.

When I had my Unichip installed I advised them and they gave me confirmation in writing that they covered me for the mod.

cheers

Do they treat the APS Kit as 1 mod (ie phase 2, 3) or do you have to declare the individual items, which would be more than 3 in total?

[loop]

RACV have a three mod limmit as well. I couldn't believe it when they told me my window tint was a modification.

[TBO240]

cheers

Do they treat the APS Kit as 1 mod (ie phase 2, 3) or do you have to declare the individual items, which would be more than 3 in total?

the problem is untill you have to make a claim you dont really now......I think you need to be up front so that there cant be any discrepancies....the replacement cost of my car and mods is around $60000 who can afford the gamble.