Mrs Jeturbo Bob the Freaking Builder Donating Members 10,813 Member For: 15y 8m 5d Gender: Female Location: SA Posted 26/10/12 04:05 AM Share Posted 26/10/12 04:05 AM omg don't go through a bank.. lol...I've always been with nab... our broker ended up getting our loan through a nab wholesaler...a good. broker will have access to lenders you have never even heard of... and its more like they put your loan up and banksfight for your business as opposed to u fighting by for a loan from your bank... I reckon easy saved 20g already in fees and red tape and also things like our broker refused to pay for our land before certain documents were attained... he knew the law too well and in the end saved us 6 months or payments on a block our builder couldn't have done anything with anyway... every other sucker in the development t paid up and lost 6 months payments for no reason...and don't go to Bernie Lewis or Aussie or anyone... dig and search and find a good broker that's not part of a corporation coz what they save u they will rape u after.hope this helps... Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315127 Share on other sites More sharing options...
Never had any say Panda I <3 Floods Silver Donating Members 11,198 Member For: 13y 9m 17d Gender: Male Location: South West QLD Posted 26/10/12 04:06 AM Share Posted 26/10/12 04:06 AM (edited) ^^ yeah also went into bank.. Spent ages talking to the lady about different types of finances etc.. Whether to go a portion fixed and a portion variable.. blah blah blah blah.. Head explodes.Missed your post there fluffa.. Yeah I'm thinking about going to my parents broker.. I've never been a fan but he does everything from mortgages to insurance and super advice.. He's always been good to them and he works for himself. Edited 26/10/12 04:07 AM by Sharp Dressed Panda Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315128 Share on other sites More sharing options...
Mrs Jeturbo Bob the Freaking Builder Donating Members 10,813 Member For: 15y 8m 5d Gender: Female Location: SA Posted 26/10/12 04:09 AM Share Posted 26/10/12 04:09 AM (edited) our broker decided for us based on our 10 year property plan... bank finance lenders don't usually have half an idea how to qualify your needs which is another problem....how many people pay principle and interest payments on land and home packages... wasting they're money until house is finished...we are interest only coz it's all investment and it's paying for itself... depends how long u wanna live in your house Then sell it or rent it or what... that's where brokers smash banks... again saved so much money on just good adviceedit... also a good broker ... should never charge you a cent!!!! we've spent countless hours racking our brokers brain for info and financial advice and all sorts and he hasn't charged us a cent... he drives a Audi and was telling me how he misses his porche gt3 and is going to buy one again next week coz he misses it... also a sign he's successful at what he does haha Edited 26/10/12 04:12 AM by Princess Fluffy Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315130 Share on other sites More sharing options...
JETURBO ...JD TUNING ADELAIDE... Gold Donating Members 23,708 Member For: 16y 11m 17d Gender: Male Location: Adelaide Posted 26/10/12 04:10 AM Share Posted 26/10/12 04:10 AM Yeh look ive done the bank and now broker and the broker definately has the better deals sdp Also have alot better info in general as all the bank wants to do is flog u a product of theres In todays economy banks are being way pickier than 4 years ago Lots of hurdles to jump period unfortunately Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315131 Share on other sites More sharing options...
Never had any say Panda I <3 Floods Silver Donating Members 11,198 Member For: 13y 9m 17d Gender: Male Location: South West QLD Posted 26/10/12 04:12 AM Share Posted 26/10/12 04:12 AM Now the next question to Snot and Fluff.. How many kids do you two have and how many rooms?I keep looking at 5 bedroom houses.. Or 4 + study.. Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315133 Share on other sites More sharing options...
JETURBO ...JD TUNING ADELAIDE... Gold Donating Members 23,708 Member For: 16y 11m 17d Gender: Male Location: Adelaide Posted 26/10/12 04:13 AM Share Posted 26/10/12 04:13 AM After the vaccume cleaner tonight unsure ....... Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315135 Share on other sites More sharing options...
Mrs Jeturbo Bob the Freaking Builder Donating Members 10,813 Member For: 15y 8m 5d Gender: Female Location: SA Posted 26/10/12 04:15 AM Share Posted 26/10/12 04:15 AM hahaha 10 kids and 2 rooms hahahaomg don't laugh... mums neighbour is pregnant with her 10th and they live in a 3 bdr house... lol.. Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315138 Share on other sites More sharing options...
Never had any say Panda I <3 Floods Silver Donating Members 11,198 Member For: 13y 9m 17d Gender: Male Location: South West QLD Posted 26/10/12 04:17 AM Share Posted 26/10/12 04:17 AM Far out.. I want 1 room per kid.. 2 kids max.. then I want an office.. and hopefully a spare room.. Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315140 Share on other sites More sharing options...
Mrs Jeturbo Bob the Freaking Builder Donating Members 10,813 Member For: 15y 8m 5d Gender: Female Location: SA Posted 26/10/12 04:18 AM Share Posted 26/10/12 04:18 AM (edited) SDP that's a tough one... I built the property were about to move into based on my income only to get the first home owners grant..(jet already built before). however catch 22 ... gotta live in it for 12 months... only a 3 bdr... but only gotta stay there for a bit and repayments are tiny which is good when your trying to build 2 othr properties at the same time.....it's not our home lol it's a temporary measure to make lots of money so can't really use as a measuring stick Edited 26/10/12 04:20 AM by Princess Fluffy Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315141 Share on other sites More sharing options...
Never had any say Panda I <3 Floods Silver Donating Members 11,198 Member For: 13y 9m 17d Gender: Male Location: South West QLD Posted 26/10/12 04:22 AM Share Posted 26/10/12 04:22 AM Understandable.. Thanks for the advice guys and gal.. I'll let ya know what comes of it.. First auction this weekend.. Link to comment https://www.fordxr6turbo.com/forum/topic/44361-the-off-topic-thread/page/4795/#findComment-1315143 Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now