mbjunior99 Member 4,359 Member For: 22y 1m 26d Gender: Male Location: Brisbane Posted 20/02/07 08:01 AM Share Posted 20/02/07 08:01 AM I went through ford credit and they f*cked me on the interest rate.. 16.5% had to refinance to cover the stamp duty and transfer I thought was included in the price. I'll never use them again..go to a broker mate. if your in wa I used Australian Finance Enterprise, doesn't cost you anything← what a rort.... around 7% is normal ←I'm with you. They are making a nice deal for themselves there! Link to comment Share on other sites More sharing options...
ZAP No boost, no bottle, just my foot on the throttle! Lifetime Members 7,935 Member For: 21y 4d Gender: Male Location: Sydney Posted 20/02/07 09:30 AM Share Posted 20/02/07 09:30 AM My F6 was bought a year ago and I got 7.25% and the TT in December for 7.75%. Sombody got torn a new one. Link to comment Share on other sites More sharing options...
Guest newl Guests Posted 20/02/07 09:32 AM Share Posted 20/02/07 09:32 AM My 2000 AU was financed through FMC (I worked for myself during this period as well) and I was rather pleased with their products and services. My previous two cars back in the U.S. were financed through FMC as well. Again, never any issues with them. Link to comment Share on other sites More sharing options...
waldo185 Member 7 Member For: 18y 3m 28d Gender: Male Posted 20/02/07 11:15 AM Author Share Posted 20/02/07 11:15 AM ahh thanks for the info guys , if they come back to me with 16.5% I believe they can stick it up there ass , id be happy around 10% Racv offered me that although they would only give me 31k wtf good is that to me lol oh well, does anyone know about paying off the loan early and fees or such? thanks again waldo Link to comment Share on other sites More sharing options...
Blonk Iconoclast Donating Members 4,330 Member For: 20y 4m 22d Gender: Male Location: CH Posted 20/02/07 11:18 AM Share Posted 20/02/07 11:18 AM ahh thanks for the info guys , if they come back to me with 16.5% I believe they can stick it up there ass , id be happy around 10% Racv offered me that although they would only give me 31k wtf good is that to me lol oh well, does anyone know about paying off the loan early and fees or such? thanks again waldo←No penalty with paying off early with Ford Credit...I have done so twice already.....Pay as much as you want when you want but dont settle for anything more than 10% as others have quoted...........You will only get offered more if you are considered a risk.. So just tighten your paperwork up........ Link to comment Share on other sites More sharing options...
XR06T Silver Donating Members 4,146 Member For: 19y 7m 26d Gender: Male Posted 21/02/07 02:06 AM Share Posted 21/02/07 02:06 AM (edited) I refinanced before the first installment was due, back in july05..I was a prime candidate for finance, but just didn't read the fine print.. lesson learnt on that one!managed to refinance and pay the same amount each month with 4k more on the loan!I shoulda bought the car on the credit card, same rate and more flyer points hahahaha Edited 21/02/07 02:07 AM by XR06T Link to comment Share on other sites More sharing options...
PDIDDY Senior Member Member 159 Member For: 18y 3m 22d Gender: Male Posted 21/02/07 02:40 AM Share Posted 21/02/07 02:40 AM My last 3 cars have been with Ford Credit. Nothing but good things to report here. As with anything, shop around for the best deal that suits your circumstances. If not happy with the 1st quote, don't be afraid to ask for something better. More often than not, a finance company will come to the party if they want your business. Link to comment Share on other sites More sharing options...
alpha Member 266 Member For: 17y 11m 14d Gender: Male Location: Perth Posted 21/03/07 12:33 PM Share Posted 21/03/07 12:33 PM Went with esanda not long ago 8.75%. That was negotiated from 9%. However they slugged me extra cost/fees ontop of that. I'm always on edge when dealing with the sales guy and it gets worse with finance. Hope that helps Link to comment Share on other sites More sharing options...
ktford FORD FORD FORD Donating Members 9,390 Member For: 21y 11m 1d Gender: Male Location: Victoria Point In Brissy's eastern side Posted 22/03/07 09:51 AM Share Posted 22/03/07 09:51 AM NO dramas, just like the wanks they ring when you are late paying, no probs here Link to comment Share on other sites More sharing options...
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