jetute Donating Members 4,553 Member For: 20y 9m 12d Gender: Male Location: brisbane Posted 07/01/07 01:46 AM Share Posted 07/01/07 01:46 AM How did the insurance company get a hold of your driving history??The department of transport is not allowed to give it to anyone.I use to work for a large finance and insurance company ... on many of occasion I would try to get a hold of the driving history for similar cases that we had ... not once was it given to us as it is against the privacy act.so did you get your own history and then supply it to them??which ins comp?? Link to comment Share on other sites More sharing options...
86gav 69 - PSI Donating Members 263 Member For: 19y 1m 20d Location: Gladstone QLD Posted 07/01/07 04:22 AM Author Share Posted 07/01/07 04:22 AM I was told I had to supply a copy of my of my traffic history to them for my claim to go through. Ins. comp. was RACQ.CheersGav Link to comment Share on other sites More sharing options...
Robit28 Member 385 Member For: 19y 14d Location: Brisbane Posted 07/01/07 12:33 PM Share Posted 07/01/07 12:33 PM If there is one thing I have learnt over the years, is that companies will try and use scare tactics as a last defence in getting out of paying something or fixing something under warranty.It looks as though they might win again if you don't fight it.If you do just leave it, the insurance company will get out of paying the $20k and you will be $20k out of pocket (as you already are).Fight it.....what do you have to lose? Nothing.......what do you have to gain $20k!Beleive me, if you make enough noise they will come to the party.Rob. Link to comment Share on other sites More sharing options...
tab Sucker Moderating Team 32,303 Member For: 20y 6m 19d Gender: Male Location: Brisbane Posted 08/01/07 01:40 AM Share Posted 08/01/07 01:40 AM Faaark, what a sh!tfight If you don't take the pr!ck to small claims court, at least spend a few extra dollars and get him kneecapped or something Link to comment Share on other sites More sharing options...
podrcr Member 42 Member For: 19y 5m 7d Posted 08/01/07 03:56 AM Share Posted 08/01/07 03:56 AM I'd be following up on the insurance companies explanation on not paying out. Insurance is approved by what you notify them on the day you take it out. It's a snapshot of your driving history up to that point. That's what they base the risk and therefore the premiums on. If they're saying that your policy is void, this means it should not of been in place at all and they should/have to refund you the premiums you paid during that time. A company cannot insure someone and collect premiums if they're not eligible. It's called duty of disclosure and if you've forgotten to tell them something, all that will happen is at claim time, they'll decline the claim and refund your premiums as it shouldn't of been set in force to begin with. I'd definitely be looking into this further. I sell insurance for a living and it looks like they're trying to pull the wool over your eyes or they've a hidden clause in their contracts.Just trying to help, good luck mate Link to comment Share on other sites More sharing options...
6speedXR8 Mal Wood Automotive Member 537 Member For: 21y 7m 27d Location: WARWICK QLD Posted 20/01/07 12:12 PM Share Posted 20/01/07 12:12 PM Faaark, what a sh!tfight If you don't take the pr!ck to small claims court, at least spend a few extra dollars and get him kneecapped or something ←Take him out for a night on the p..s and then when he is out to it take him on a one way trip........fishing!!!!! Link to comment Share on other sites More sharing options...
Turbo6man Lifetime Members 4,084 Member For: 22y 1m 3d Gender: Male Location: South Coast NSW Posted 23/01/07 07:20 AM Share Posted 23/01/07 07:20 AM Faaark, what a sh!tfight If you don't take the pr!ck to small claims court, at least spend a few extra dollars and get him kneecapped or something ←Take him out for a night on the p..s and then when he is out to it take him on a one way trip........fishing!!!!!←Yep, a long walk along a short jetty ... Link to comment Share on other sites More sharing options...
SCRIBR Yaris member Member 4,486 Member For: 18y 4m 23d Gender: Male Posted 23/01/07 07:34 AM Share Posted 23/01/07 07:34 AM What about a respectable show like ACC or today tonight.. they sort out stuff like this all the time.. they will track him down and get him 2 pay.. or at least get your insurance company to do something! Link to comment Share on other sites More sharing options...
86gav 69 - PSI Donating Members 263 Member For: 19y 1m 20d Location: Gladstone QLD Posted 29/01/07 07:36 AM Author Share Posted 29/01/07 07:36 AM Faaark, what a sh!tfight If you don't take the pr!ck to small claims court, at least spend a few extra dollars and get him kneecapped or something ←Take him out for a night on the p..s and then when he is out to it take him on a one way trip........fishing!!!!!←Like I said mate they already refunded my premium ( which was well in exess of $2k anyway) still chasing up a few more options with this one but I will keep you's updated.Cheersgav Link to comment Share on other sites More sharing options...
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