F6 UTE - Track Bound EVO III - Member 3,367 Member For: 20y 2m 5d Gender: Male Location: Strapped in and holding on Posted 04/05/06 01:21 PM Share Posted 04/05/06 01:21 PM Has no-one realised he's insured an NA '03 XR6 FOR $33K???????????Of course it's going to cost you. Hell, what's the red book on these thing and what's current trade worth??I once had a VL insured for double the current 'market value' ( at the time ) and it cost me a bomb aswell. Try getting a quote for market value, not agreed.. Link to comment Share on other sites More sharing options...
F6 UTE - Track Bound EVO III - Member 3,367 Member For: 20y 2m 5d Gender: Male Location: Strapped in and holding on Posted 04/05/06 01:26 PM Share Posted 04/05/06 01:26 PM Well, 30 seconds of research found:Current trade in value-$16,300 - $18,600Current Private Sale Value-$19,300 - $22,500Give them a call, drop the insured rate and what you save will account for some of the depreciation.. Link to comment Share on other sites More sharing options...
nang3 12" member Donating Members 2,107 Member For: 19y 7m 27d Location: Perth WA Posted 04/05/06 01:40 PM Share Posted 04/05/06 01:40 PM I live in Perth have a driving history comparable to a demolition derby driver and pay $1200 through SGIO for a 2005 XR6T with no mods. Im 25 this year, so will be interesting to see how things change when I'm 25. I actually bought the T with no licence but didnt drive it away cos I couldnt insure it untill I got it back!!←mwhahaha.. 'demolition derby driver 'im 28, my phoon is insured for $55k and costs me about 740 a year I think, but no one under 27 can drive it... Link to comment Share on other sites More sharing options...
Damo Donating Members 403 Member For: 21y 3m 2d Gender: Male Location: Sydney Posted 05/05/06 02:28 AM Author Share Posted 05/05/06 02:28 AM Has no-one realised he's insured an NA '03 XR6 FOR $33K???????????Of course it's going to cost you. Hell, what's the red book on these thing and what's current trade worth??I once had a VL insured for double the current 'market value' ( at the time ) and it cost me a bomb aswell. Try getting a quote for market value, not agreed..←I'm sorry, but I'm not going to have a car insured for market value when the options list is as long as my arm. If the thing is written off or stolen then it cannot be replaced for the "market value". Pretty simple, really.Anyways, I'm probably going to sell the car now to get some more money together for a house. Wanna know how much a house is in Sydney?! Ha. Link to comment Share on other sites More sharing options...
harvyk Member 1,070 Member For: 19y 11m 19d Location: The North Cooma End of Canberra... Posted 05/05/06 03:31 AM Share Posted 05/05/06 03:31 AM im 21, live in rowville drive an 04 xr6tquoted $1702 from just car, $1812 from AAMI, and $1761 from RACV...went monthly option with RACV because WHEN I mod it, they wont touch it... so ill just cancel and go with Just Car and fork out the 1700←How on earth did you get a quote from AAMI? They don't even want to talk to me until I turn 25 (only a few months away...) Link to comment Share on other sites More sharing options...
tab Sucker Moderating Team 32,303 Member For: 20y 9m 26d Gender: Male Location: Brisbane Posted 05/05/06 03:53 AM Share Posted 05/05/06 03:53 AM im 21, live in rowville drive an 04 xr6tquoted $1702 from just car, $1812 from AAMI, and $1761 from RACV...went monthly option with RACV because WHEN I mod it, they wont touch it... so ill just cancel and go with Just Car and fork out the 1700←How on earth did you get a quote from AAMI? They don't even want to talk to me until I turn 25 (only a few months away...)← Try getting an online quote - worked for me. Link to comment Share on other sites More sharing options...
harvyk Member 1,070 Member For: 19y 11m 19d Location: The North Cooma End of Canberra... Posted 05/05/06 04:08 AM Share Posted 05/05/06 04:08 AM im 21, live in rowville drive an 04 xr6tquoted $1702 from just car, $1812 from AAMI, and $1761 from RACV...went monthly option with RACV because WHEN I mod it, they wont touch it... so ill just cancel and go with Just Car and fork out the 1700←How on earth did you get a quote from AAMI? They don't even want to talk to me until I turn 25 (only a few months away...)←Try getting an online quote - worked for me.←Tried with no luck... Link to comment Share on other sites More sharing options...
tab Sucker Moderating Team 32,303 Member For: 20y 9m 26d Gender: Male Location: Brisbane Posted 05/05/06 04:32 AM Share Posted 05/05/06 04:32 AM They must have fixed it. Sorry. Link to comment Share on other sites More sharing options...
F6 UTE - Track Bound EVO III - Member 3,367 Member For: 20y 2m 5d Gender: Male Location: Strapped in and holding on Posted 05/05/06 11:43 PM Share Posted 05/05/06 11:43 PM If the thing is written off or stolen then it cannot be replaced for the "market value". Pretty simple, really.←Yes it can, you'll find cars fully optioned for the market value.. Hence why it's called market value.. You won't get a new one for your payout figure, but you can't expect to.More to the point, you're probably tyring to keep the insured figure above the payout figure on your finance?? Nothing wrong with that, you get some kind of self re-assurance for the $$ your spending.. Simple?? Anyways, I'm probably going to sell the car now to get some more money together for a house. Wanna know how much a house is in Sydney?! Ha.←As for housing prices in Sydney, well they're on the decline, at best up 1%. Try moving to Perth, we have a booming property market, house index is up 5.5% Link to comment Share on other sites More sharing options...
CL1MAX Member 29 Member For: 18y 10m 3d Gender: Male Location: Melbourne (S.E.) Posted 06/05/06 08:06 AM Share Posted 06/05/06 08:06 AM im 21, live in rowville drive an 04 xr6tquoted $1702 from just car, $1812 from AAMI, and $1761 from RACV...went monthly option with RACV because WHEN I mod it, they wont touch it... so ill just cancel and go with Just Car and fork out the 1700←How on earth did you get a quote from AAMI? They don't even want to talk to me until I turn 25 (only a few months away...)←dunno, just called them asd asked them that's all Link to comment Share on other sites More sharing options...
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