Damo Donating Members 403 Member For: 20y 11m 27d Gender: Male Location: Sydney Posted 03/03/06 01:15 PM Share Posted 03/03/06 01:15 PM Before I even start... I've searched "insurance" and found about one billion results so I'm sorry if this has been covered before!It was a lovely winters day on the 30th of July 2003 when I took delivery of my shiny new XR6 N/A sedan. Why didn't I buy a Turbo? Because I knew I'd drive it for what it was and would either lose my license, kill myself or both. So I spent the extra on optioning the crap out of my N/A... - 18's - Alarm - Floor mats (heh) - LSD - Momo Shifter - Premium Sound - Rear Power Windows - Sports Steering Wheel - Sunroof - Tints...and of course, the plates.At the time, the insurance was pretty steep. I can't remember the exact dollar value but I thought "OK, I'm 22, it's insured for business use and financed" so I copped it sweet.Now here I am two and a half years down the track and I've just received my latest policy in the mail from the NRMA. I thought things might have changed a bit but it's still pretty woeful. Here's how it stands: - 65% "No Claim Discount for Life" - Hire Car Cover Option - Windscreen Option (no basic excess for glass damage) - Agreed Value of $33,350The cost?$2970.77/pa / $259.13/pm That hurts!What are other people paying? Am I alone? Am I being ripped off? Have I broken any rules with this post? (I hope not!) I know the premium is also based on where the vehicle is registered and it did go up almost $500/pa when I moved last year but it's still pretty expensive. Link to comment Share on other sites More sharing options...
Blonk Iconoclast Donating Members 4,330 Member For: 20y 1m 18d Gender: Male Location: CH Posted 03/03/06 01:20 PM Share Posted 03/03/06 01:20 PM How old are you and yes, you are getting ripped offCall Suncorp immediately.......... Link to comment Share on other sites More sharing options...
Adam Here since the start... Lifetime Members 10,282 Member For: 21y 6m 19d Gender: Male Location: Victoria Posted 03/03/06 01:21 PM Share Posted 03/03/06 01:21 PM AAMI. I took the Flexi Premium thing they have going.I'm 25, XR6T ute and $700 odd dollars.I'm happy with that! Link to comment Share on other sites More sharing options...
Damo Donating Members 403 Member For: 20y 11m 27d Gender: Male Location: Sydney Posted 03/03/06 01:32 PM Author Share Posted 03/03/06 01:32 PM How old are you and yes, you are getting ripped offCall Suncorp immediately..........24, 25 in a little over 2 months... I don't know how much that'll change things. Link to comment Share on other sites More sharing options...
Damo Donating Members 403 Member For: 20y 11m 27d Gender: Male Location: Sydney Posted 03/03/06 01:34 PM Author Share Posted 03/03/06 01:34 PM AAMI. I took the Flexi Premium thing they have going.I'm 25, XR6T ute and $700 odd dollars.I'm happy with that! Do AAMI give you a choice of repairer option? Link to comment Share on other sites More sharing options...
Adam Here since the start... Lifetime Members 10,282 Member For: 21y 6m 19d Gender: Male Location: Victoria Posted 03/03/06 01:34 PM Share Posted 03/03/06 01:34 PM Turning 25 changes things heaps.When I brought my XR6T I was 23 and insurance was hard to find. Once I turned 25 alot more companies were willing to insure me. Link to comment Share on other sites More sharing options...
geea Site protagonist Lifetime Members 4,320 Member For: 21y 6m 2d Gender: Male Location: At the lights, waiting for you. Posted 03/03/06 01:47 PM Share Posted 03/03/06 01:47 PM They have bent you over and given it to you hard. Shop around there must be a much better deal than that. Geea. Link to comment Share on other sites More sharing options...
ducatijb Lifetime Members 3,448 Member For: 21y 7m 11d Gender: Male Location: sydney Posted 03/03/06 07:07 PM Share Posted 03/03/06 07:07 PM Let your fingers do the walking Damo....I recently got my renewal from he NRMA(surprise surprise,it had nearly doubled and for no reason except to try me out) and after a heated phone call had my policy halved Don't know how many people just pay it but my guess is plenty Link to comment Share on other sites More sharing options...
xr6tblueprint Member 144 Member For: 18y 11m 11d Location: Geelong Victoria Posted 03/03/06 08:12 PM Share Posted 03/03/06 08:12 PM probably doesnt help much but I am 43 with rating one and pay $563.00 per year for my t with budget direct. a great price and choice of repairer.I expect my age helps a lot though!shop around sounds way too high to me Link to comment Share on other sites More sharing options...
PozzE Member 133 Member For: 18y 11m 12d Posted 03/03/06 08:39 PM Share Posted 03/03/06 08:39 PM I'm 25, the car is a dec 2003 XR6T, premo sound, fpv wheel, tint etc...Insured with AAMI took the flexi premium option, and hire car...$485 pa paid upfront...Man if anyone quoted me $3k the last thing they'd hear is a thud as I fell off my chair laughing... Link to comment Share on other sites More sharing options...
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