troll Member 15 Member For: 19y 6m 11d Posted 10/08/05 10:39 AM Share Posted 10/08/05 10:39 AM Hi chapsI was saying in another thread here I unfortunately had a low speed bump today and flattended the nose of the hood. This is the first at-fault I've ever had. Forunately minor and double as fortunate that I bumped the other car's rear mounted spare tyre (4WD) - so no damage whatsoever for them.My insurer - GIO (Syd) gives me a protected no claim for life.A friend said that the insurer may put my premium up. Is that right? Any experiences here? Link to comment Share on other sites More sharing options...
mk11tute Member 446 Member For: 20y 2m 27d Location: gold coast Posted 10/08/05 11:00 AM Share Posted 10/08/05 11:00 AM Insurance companys can and will do whatever they like to your policy to make it suit them better.I recently had my jetski stolen it was attached to my ute (padlocked chain) they wont pay me coz they believe I didnt have it sufficently secured, whatelse are you ment to do Link to comment Share on other sites More sharing options...
troll Member 15 Member For: 19y 6m 11d Posted 10/08/05 11:14 AM Author Share Posted 10/08/05 11:14 AM Insurance companys can and will do whatever they like to your policy to make it suit them better.I recently had my jetski stolen it was attached to my ute (padlocked chain) they wont pay me coz they believe I didnt have it sufficently secured, whatelse are you ment to do <{POST_SNAPBACK}>The didn't pay whatsoever? Bloody marvelous. Yeah I see what you mean. A law unto themselves.Well it could be worse. I could be insured with NRMA. Then they would take a pic of the damage, send it to the repairer. He could quote from the photo and then fix the photo with photoshop!Oh. And the damage to my bonnet? It's a crease. Not unlike that in your avatar. Link to comment Share on other sites More sharing options...
justind Member 90 Member For: 21y 9m 3d Location: Melbourne Posted 10/08/05 11:42 AM Share Posted 10/08/05 11:42 AM I have been told that this can happen. They put a levy of $x dollars to your premium for x years even though your rating stays the same. The other thing I have heard of is they increase your excess for x years and sometimes both. I have not experienced these first hand this is just what I have been told by friends and family who have had these experiences Link to comment Share on other sites More sharing options...
Power The 'nice guy' Donating Members 314 Member For: 19y 9m 18d Gender: Male Location: Sydney (Area around Ryde) Posted 10/08/05 11:56 PM Share Posted 10/08/05 11:56 PM Insurance companys can and will do whatever they like to your policy to make it suit them better.I recently had my jetski stolen it was attached to my ute (padlocked chain) they wont pay me coz they believe I didnt have it sufficently secured, whatelse are you ment to do Name them!Let's not let their 'we luve youse all' advertsing BS fool us. Personaly, in this case I agree. The least you should have done is have several security guards with automatic weapons and RPG's watching the jetski 24/7. Really. Link to comment Share on other sites More sharing options...
BlueXR6Turbo The Best Member Donating Members 1,970 Member For: 22y 11d Gender: Male Location: Adelaide Posted 13/08/05 05:23 AM Share Posted 13/08/05 05:23 AM Hi chapsI was saying in another thread here I unfortunately had a low speed bump today and flattended the nose of the hood. This is the first at-fault I've ever had. Forunately minor and double as fortunate that I bumped the other car's rear mounted spare tyre (4WD) - so no damage whatsoever for them.My insurer - GIO (Syd) gives me a protected no claim for life.A friend said that the insurer may put my premium up. Is that right? Any experiences here?You can be guaranteed that they will increase your premium. The no claim bonus is just a discount applied after the premium is calculated. Link to comment Share on other sites More sharing options...
mk11tute Member 446 Member For: 20y 2m 27d Location: gold coast Posted 13/08/05 06:37 AM Share Posted 13/08/05 06:37 AM Only 1 company in aus the insures jet skis club marine undoubtadly the worst service I have experienced ever!! Link to comment Share on other sites More sharing options...
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