Just Got E-mail From Insurance Co.

[CnC]

WTF 

How can a friggin CAI and Filter constitute a modification?

What about washing it or topping up the radiator 

Try AAMI 

<{POST_SNAPBACK}>

Our fellow educated forum members know that it doesnt, but to an extremely conservative and risk averse insurer the words turbocharged and modifcations do not mix.

I suggest getting insurance cover from a company that understands car enthusiasts.

[cunners]

Ok guys... here is my response to SGIO..... If this doesn't work I will have a look at other insurers... Anyoine know RAC's policy??

Ps I live in WA so AAMI is no good (dont service WA)... to the other Perth guys out there - I'd like to hear who you're all with and what you've done...

John,

This is very disappointing. I've been an SGIO customer for many years now and I also have home and contents policies with yourselves. I am on the maximum no-claim bonus and I'm sure I'd be considered a low risk for insurance purposes.

All I'm asking is to replace the standard air filter with a higher quality one (K&N airfilter) and to fit a second air intake. The major reason for doing so is for an increase in fuel economy (performance gains are negligible). I have even

spoken to Ford who've advised that these additions would NOT void my new car warranty.

I ask that SGIO re-consider their position on this matter and hopefully common sense will prevail as I really don't want to move my business away from SGIO as it would be a hassle (but will if I have to!)

I understand that you don't make these decision directly but would appreciate if you could help get a favourable decision as I know many XR6 Turbo owners who've had no insurance issues with their insurers.

I look forward to a common sense decision being made.

Regards,

Jason

Edited 20/05/05 05:34 AM by cunners

[Paradoxx]

If you do have grief give RAC a try, I have had a good response from them in the past and you will be able to transfer your no claim bonus no worries.

Steve

[markxr6t]

I'm with RAC in WA - only $650 a year! You can access AAMI through WA as they underwrite (or same company - different brand as) Just Car and Shannons.

[cunners]

Thanks Steve - might give RAC a go then... Just got a response from SGIO (very quickly which is unusual) here it is.... His signature was different this time - It says NRMA instead of SGIO (same group obviously)

Sounds like their (IAG group) policy is written in stone... NA cars ok but not T's (like newxr mentioned ina n earlier post)

Dear Jason,

I have viewed the policies you hold with SGIO and can appreciate that

you are a loyal customer however our view on the changes you would like

to make to your turbo charged vehicle remain the same.

Modified engine air intakes/induction systems on turbo charged and

supercharged vehicles (including air cleaners) are unacceptable for

Comprehensive, TPFT and TPPD Insurance.

Non-standard engine air intakes/induction systems are acceptable for

Comprehensive, TPFT and TPPD Insurance for vehicles with carburettor or

fuel-injected engines - petrol or diesel - that are not fitted with

turbo chargers or superchargers.

I understand that you are disappointed with our decision but our

underwriting decisions are made to be abided by. I have personally

discussed your situation with our underwriting department and they

remain firm and will not make an exception for you.

I am sorry I can not help you further in this matter but please feel to

call upon me if you have further requests. Again thank you for your

enquiry.

Yours sincerely,

(Name Supplied)

Internet Support Group

NRMA Insurance

Insurance Australia Group (IAG)

[cunners]

I'm with RAC in WA - only $650 a year! You can access AAMI through WA as they underwrite (or same company - different brand as) Just Car and Shannons.

<{POST_SNAPBACK}>

$650 is cheap...

ringing them now....

[cikas]

Yeah man goto RAC..

I change my filters on my old car (XR8) and they were like so...

Ive been with RAC for 6 years now.. And im so close to gettin full noclaim ... And since I turn 25 next year ill be paying even less.... Cmon 25

Cant believe SGIO

Especialy being the Eagles sponsors too

cikas

[cunners]

Im now officially an RAC policyholder!!!

Costing me $720 year with 34k agreed value, no claim protection and they have no problems with mods as long as you tell them... :

All in all a good result and even saving $100 on my current policy

Seeya later SGIO....

Thanks to everyone for their input!!

Cunners

Edited 20/05/05 06:30 AM by cunners

[xrchris]

Thanks for the thread fellas!

After reading it I realised I hadnt even told SGIO about my K&N and 2nd CAI.

After a couple of phone calls im now insured by RAC, no restriction to mods as long as they are stated and at $250 less p/a im laughing.

Cheers

[cikas]

Yeah I did the righty too.

Informed RAC about the 2nd CAI and Filter.. Like my earlier post they didnt realy care too much..

cikas