Glouva1 Donating Members 654 Member For: 13y 4m 26d Gender: Male Location: Surrey Hills, Melbourne Posted 01/07/12 01:27 PM Share Posted 01/07/12 01:27 PM Hi lads. Who is the bet insurer for our modded cars? Just got an online quote from just cars for $1900. Agreed value of $28000. Link to comment Share on other sites More sharing options...
Shyfrd Turboless Donating Members 5,992 Member For: 13y 9m 3d Gender: Male Location: Geelong, Victoria Posted 01/07/12 01:50 PM Share Posted 01/07/12 01:50 PM Heard alot of people on here say they're one of the best on insuring the turbos with all mods, and others mention they're absolute pita to deal with if you have an accident. Shannons have been highly spoken about if you have an accident, but can be costly. I rang them up last year to see what they'd charge, the moron on the other end just laughed and said I was too young..Coles insurance they advertise as a guaranteed $100 cheaper if your'e with AAMI and a few others but forget which ones..Otherwise I'm with AAMI and they're not too bad, with them as the folks are and was cheaper and started off 1 rating better straight due to folks being with them.Who is your house with? Maybe see if they do a package if possible?I personally think your car is worth a bit more than $28k, but that's just me lol Link to comment Share on other sites More sharing options...
FG50T Member 568 Member For: 20y 9m 17d Gender: Male Location: Melbourne Posted 01/07/12 02:13 PM Share Posted 01/07/12 02:13 PM Shannons are a joke if you need a repair done they're only good if the car gets pinched. Link to comment Share on other sites More sharing options...
dre Resident idiot. Donating Members 2,068 Member For: 14y 2m 10d Gender: Male Location: Melbourne Posted 01/07/12 02:32 PM Share Posted 01/07/12 02:32 PM Every panel beater I know says use Racv, Just car will insure your modded car but won't cover the mods themselves, no increase in value over stock. I've used aami, can't complain but will try Racv with next car. Link to comment Share on other sites More sharing options...
EFSIX I Lead Not Follow... Member 1,026 Member For: 12y 7m 10d Gender: Male Location: Westside,Melbourne Posted 01/07/12 06:09 PM Share Posted 01/07/12 06:09 PM whatever you do buds dont go RACV,there a bunch of noobs..I was insured with them with 4 of my cars and the moment I made a claim everything turned to s@#t..I had to take them to court to get some of the money for my car...stay well clear! Link to comment Share on other sites More sharing options...
dre Resident idiot. Donating Members 2,068 Member For: 14y 2m 10d Gender: Male Location: Melbourne Posted 01/07/12 07:00 PM Share Posted 01/07/12 07:00 PM Who are you with now? Link to comment Share on other sites More sharing options...
spinr33 Donating Members 964 Member For: 13y 3m 13d Posted 01/07/12 07:58 PM Share Posted 01/07/12 07:58 PM I had to make a claim with just cars when I hit a too years ago where fine prompt service choice of repairer etc However had maybe 3-4 cars insured with them over the years soon as I hit 25 and got my Ford they where like 700 a year dearer so I rang them and said what's the go yadda yadda loyal customer etc Their like we basically only insure the uninsurable people and to just go with whatever u can get cheaper so that's what I did nothing against them but no loyalty on their behalf I just shop every year online for new insurance online is normally cheaper then if u ring up also saved 200 on my mrs insurance just by checking it online when renewel came gave them reference number and had to honor it same company so figure that , they go cut throat online to get the business and try and wack it up after a year haha my experience anyway oh btw currently with Gio Link to comment Share on other sites More sharing options...
Never had any say Panda I <3 Floods Silver Donating Members 11,198 Member For: 13y 3m 29d Gender: Male Location: South West QLD Posted 01/07/12 08:39 PM Share Posted 01/07/12 08:39 PM As above was with justcars.. But noticed no decrease in price when I hit 25 with a very modified subaru.. Went to AAMI, all mods covered with an agreed value set by me was still around $500 cheaper then JustCars.. 1 Link to comment Share on other sites More sharing options...
Glouva1 Donating Members 654 Member For: 13y 4m 26d Gender: Male Location: Surrey Hills, Melbourne Posted 01/07/12 10:31 PM Share Posted 01/07/12 10:31 PM Thanks guys. Currently a lease car which is up soon so I will obviously buy it after that. Buy out is 17k. Happy days. My house is with AAMI so may try them. Didn't know they did modded cars. I want to be honest as these fckers will find any loophole not to pay out. It will be like u said you were running 22psi and we measured 23psi so we r not paying. I find they are quick to take your money but when it comes to paying out its usually a nightmare. I want all my mods covered. For example if I have a front end accident I want another Nizpro cooler, not a std one back in. I also want close to 35k agreed value. I have time so will start shopping around. Thanks for the info guys. 1 Link to comment Share on other sites More sharing options...
SLY6T Donating Members 585 Member For: 17y 3m 29d Gender: Male Location: vic , melb SE Posted 01/07/12 10:56 PM Share Posted 01/07/12 10:56 PM (edited) Had a lil cruise sat for abit with a, dumped on its guts, few year old black state'o on black wheels . Dunno the model. The one befor the ve shape. Anywhoo had the lumpyest cam ever in it , sounded tuff as nails . Dunno how it goes , but respect! Edited 01/07/12 10:57 PM by SLY6T Link to comment Share on other sites More sharing options...
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