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How honest are you with your insurance company?  

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  • Gold Platinum Member
  • Member
  • Member For: 20y 11m 25d
  • Gender: Male
  • Location: Victoria

As soon as I get chip and injectors im changing to justcars and telling them what ive done and that I have no offences.

  • Member
  • Member For: 21y 10m 14d

I chose the option: My car is standard. I have driving offences and I haven't told my insurance company

I also have had an at fault accident (though was not actually) which I did not notify them of at thye time of taking insurance with them.

Anyone with experience see this will be a problem down the track if I need tpo claim. When will it blow over or will I find in 10years time I go to make a claim they will say... "Well back in 2005 you lied about this"

Like does this info get wiped or dis regarded after a certain time

Thanks

  • Donating Members
  • Member For: 21y 4m 19d
  • Gender: Male
  • Location: brisbane

Hazey,,,

insurance companies cant just access data form other sources.. they rely on you telling them the truth... About the only thing they can pin you on is lying about mods as they can get an inspector to inspect your car... The cannot call the department of transport to try and get your driving record... and they have not got access to other insurance companies data.

I use to work in a related field and have called the department of transport numerous times to try and get info on customers... they simply tell you to bugger off... as do other ins companies :spoton:

  • The Best Member
  • Donating Members
  • Member For: 22y 5m 11d
  • Gender: Male
  • Location: Adelaide
  veczar said:
As soon as I get chip and injectors im changing to justcars and telling them what ive done and that I have no offences.

  Hazey said:
I chose the option: My car is standard. I have driving offences and I haven't told my insurance company

I also have had an at fault accident (though was not actually) which I did not notify them of at thye time of taking insurance with them.

Anyone with experience see this will be a problem down the track if I need tpo claim. When will it blow over or will I find in 10years time I go to make a claim they will say... "Well back in 2005 you lied about this"

Like does this info get wiped or dis regarded after a certain time

Thanks

I think most are 5 years these days. Bloody long time IMO.

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