Yeah I just got a XR6T... Had that problem of insurance, was originally under olds' insurance and decided I should start getting my no claim bonus up, I also thought I would be well over 2k for insurance as I had a pretty bad speeding ticket which cost me $350 and 6 demerit points in one go :( (wont do that again in a hurry). But to my shock I went through RAC and got insurance for $1340.00 with a market value of $35,000.00, and im only just 21.