Yeah we want to build upto at least 15 propertires as assets to help toward the retirement days, I am only 27 and my wife is 23 but we have the money to start doing it now and we can live easier in the future. We are finding that to be the case also, I think we are going to have to negative gear about 33% of the loan to be able to do it, we live in toowoomba and there is still some good, 3 bedroom brick homes here for around 200k and we ahave a large uni up here, lots of asians who dont party much so it is a good strong renters market. Thanks for those tips Eugene, surprisingly we were doing alot of them already, at least its good to hear we are on the right track, but I didnt know about the whole depreciation thing, so thanks for that and we will add this to the checklist the house needs to have. Yes definatley something we want to be able to do, we are considering maintaing the land and gardens/landscaping ourselves as part of the lease agreement, so we give them the 24 hours notice and then rock up to mow the lawns and weed the gardens, might be able to charge a little extra rent that way also, only discussed this with the wife so far so I dont know if there is anything in the tennancy laws stating we cant. Thanks for all the replies guys this is really helping heaps. Dazza.