Well I completed my claim last night not my fault so dont have anything to worry about. As for how bad the damage is I should find out in a day or so for them to assess it. The tray was pushed into the cab pretty bad it shattered the quarter window. When I was at the assessors yesterday he didnt think there was any chassis damage just needs a new tray and the cab repaired. But will have to wait to find out just how bad. Troy