Its tough under 30....am 45, just traded AUIII XR8 for 2004 turbo last week. Have ford credit for $57k and AAMI insurance...got $18 credit from XR8 price. Live at Mt Annan in Sydney. Total isurance is $1048.00 Suggest you try a few performance car insurance companies...I was looking at a Liberty B4 two years ago and insurance went from $4k to $1600 Good Luck...?