Hey guys, I've just signed up here as I'm really keen on getting an XR6T. I'm 20 and own a Pulsar SSS and I love it to bits, but I feel I need a newer car. I'd be looking at buying a sedan for around $35K, and I've got no problems with the repayments needed. But before I go any further, I need to know approximate running costs, and whether or not this car will run me into the ground financially. I would like to know what the following costs you guys: Insurance Fuel (L/100km) Servicing General Repairs I am already paying $2100/year for the pulsar insured for 10k, so I'm used to stupidly high premiums. Strangly though, NRMA have quoted me only $200/year more for an $35K XR6T so that part should be fine. Well I have always used Ultimate and Optimax, so fuel prices don't scare me. I'm getting around 10L/100km, so when I hear 20L/100km, it makes me think twice. Well I service the car myself, but I realise that a nice shiny beast will require proper maintenance from the dealer or authorised repair place. When I had my tax done last year, they added up $8k of running costs for the little pulsar so hopefully I'm ready for what you throw at me. One last thing, I would be thinking about a car loan from the bank. Would you guys recommend leasing or some sort instead? My company does novated leases, but being the young person I am, leasing is new to me. Please don't see the age 20 and dismiss me as some punk kid wasting your time. I'm told that I'm the oldest 20yo going around and need to have some more fun. I need to research this thoroughly as a 5yr loan isn't something to rush into. Sorry about the long post guys, but the search engine on here isn't very nice (probably takes getting used to). Thanks in advance. Lindsay