Steve - Novated Leasing your own car back would be a very effective option if you're doing over 25000kms a year. Your car's done most of its depreciating, so don't let someone else benefit from what you've endured. Down the track, you can even fit a T56 with pre-tax dollars. I'll ring you and talk you through it. Govt employees seem to have very flexible novated lease arrangements so you can decide how much you want for it, they give you a lump sum and 7.5% interest on lease payments from pre-tax dollars. There's no way I'd be buying $30k + cars unless I could novated lease or write off business expenses. Unless you buy a $4k shltbox, your financial situation won't dramatically change anyway. And as Jordak said, as shallow as it sounds, our cars are part of what we are. Mark