Yes i can back that statement up. Before i bought the XR6T i was doing a comparison on insurance prices. Found out through someone in VIC that RACV had quoted them $700 or so. I had phoned NRMA was given the quote of $2900 or so, AAMI wanted $4400 and Ford Insure was $2400. I phoned RACV and asked them why the difference was so much for the same car and age bracket. They told me basically due to me living in Sydney, more cars on the road, more thefts, more population that I was basically more likely to either have an accident or have my car stolen. This was the main reason they justified the extra cost in insurance. I can now understand why alot of rental cars get their vehicles registered in Victoria and bring them here. Seems to be alot cheaper. But then again I suppose the cost of living in Sydney is alot. Recently been shopping for a house and i dont think i can find something decent in Sydney for under $500,000. Everything is just too expensive.