I sure you will find that the insurace is not valid if the vehicle is not being driven legally. If you lose your licence and keep driving it, and have an accident, you wouldnt expect them to pay would you. No - because you broke the law. Also insuirace would not cover you if you were driving legally but were on your way away from a bank that you had just robbed - wont pay then either. The only question that really remains is - IS IT LEGAL. If so - no problem at all. If it is not then dont buy it. Even if your father purchased, registered and insured the car it would not be covered if you were illegally driving it when involved in an accident.