DAM! yea I been looking at insurance for a 2011 F6 (+3rd party $4500.00 stereo system) in carrum downs 25y/o male, rating 1, no claim, no suspensions etc. approx prices from memory: Allianz $2400 AAMI $1400 Just car $1800 GIO $ Cant insure...my sound system is excessive... Coles: $2000.00 shannons $1800 or so too I think. I think ill be going with AAMI again, I got her to quote with a boatload of mods on it too, jacked it upto $2400, but no problems with the mods or the amount.