Baboon, This is the best advice anyone can offer, and is what I intend to do. Although I've already got my own house sorted (thankfully before the market went nuts!), don't worry about investing in houses, shares, gold, antiques, paintings, bonds, foreign currency, derivative contracts or anything else whatsoever. Go buy your T. Finance it for 5 years with bugger all deposit. Then....MARRY RICH!!! Get wifey to pay for it. Trust me, I'm an economist. :D