If your vehicle gets stolen and not found within the insurances time frame that vehicle will be written off and you the owner paid in full. If in a month or how ever long passes that vehicle is found, it will be salvaged at an auction. If it has had a damaged front bar it will still be sold as a repairable write off. If the vehicle is damaged beyond repair it will be recorded as a statuatory write off. So it's not too hard to swallow why a vehicle with minor damage can end up as a repairable write off. My self and a mate have bought, repaired and sold repairable write offs. I recently bought a Suzuki GSXR 600 2007 with 16000 on the clock for $ 4000.00. Cost me $ 2,000.00 to repair register and pass over the pits to get it on the road. Resale value is around 9.5 - 10k. Damage was minor fairing damage and the repair bill would not have gone over $ 2.5k profesionally. So why did the insurance company write it off? Because the owner would have hidden it, got paid, dumped it on the street and kicked it over. Otherwise the insurance would never have paid the owner out 10-11k for 2.5k worth of damage.