Sorry to hear about your situation Dags. I have my fingers crossed mate that you will be OK. I listened to the Reserve Bank Governer last night and the outlook here looks mildly opptimistic. His thoughts were echoed by Mike Smith who heads up ANZ so it may not get as bad here as it has overseas. My industry is still relatively bouyant, although we are being ultra conservative with spend and recruiting. From what I hear/read, those affected seem to come from national employers, those that trade with national employers or exporters. When the rest of the world is pretty much in recession, those that rely on trade or manufacturing feel it first.