haha yeah im 19 on my p's in victoria I bought my xr6 turbo ute about 6 months ago. the only insurance company that would touch me was racv and it actually is insured if I crash because ive got an exemption my boss wrote vicroads a letter saying I use it for work haha. removed badges and covered up my intercooler with a grill and I havnt even been pulled over yet and ive got boost gauges, 19's, dropped on its guts and 339rwkw. its just if your being a d@%&head in it hanging roung town. that's when you get done