Being completely logical and not emotional, if your priority is to drop your home loan, then I would sell the FG. Rather than paying the bank each month on car repayments, you can put this into the home loan. Regarding a car, I wouldnt buy a another xr6t, but a much cheaper car you can pay cash for. I would contemplate another xr6t once your home loan is way down. Im not sure of the logic people are saying to hold onto it for 2-4 years. The more Km's its done and the older it is, the less it will be worth. Also in the meantime, you will be paying interest on the car, and greater interest on the home, which both suck peoples savings. this is especially true for people who are on a fixed income. if you own the Fg outright, then sell it, get the cash and dump it into the home loan. once again buy a cheap/ economical car and wait until the mortgage is very low, and then purchase your toy. It really is not a time to take risks. Once unemployment gets up a bit, many people will stop spending on luxury items.