what dinted the roof? I looks like a side swipe to me and it couldent cost your insurance any more than $3000 not including the diff. The damage is minor, no side skirt damage the glass dident even brake. I was t-boned a few years back and the b piller was pushed to the seat and they repared it and 2 doors for around $2000. It cost me $6500 to fix this , repar 3 doors, paint new guards, bonett, new front($1570), including 2nd hand ford gt body kit($1300).