Cheers. To clear up phone , I was referring to locating glovebox after rollover to obtain phone, not while driving.Finances were not the issue, car paid for in cash and had third party and was swapping insurers for bundle gains(house business,health ins package)and did not renew full comprehensive. Well no bundle gain now! Vehicle third party should be mandatory so I agree with majority of your statement above. Unusual timing to receive your post, as today I learned foot is broken from stack and wreck of Typhoon was sold.A 20yr old dude caught wind of it and had a look Sunday and took it today.Dropping all the gear int his BA he said. Anyway looking at getting into G6ET or R Spec bf asap. I was very very lucky and had thought this type of sh*t happens to other people, never me.!!