I'm on novated lease. I could add whatever I wanted to the car as long as it did not exceed an additional 10% of the base cost of the car. I have 2 fuel cards - Caltex and BP. Not sure if I can get PULP yet but will let you know. As far as upgrading, can't do until end of lease and then I can buy the car for residual, then sell it. Trade it in and if the trade price is more than the residual, the lease Co sends me a cheque. OR buy a more expensive car next time and use the extra trade in value as a deposit, and have more equity in the car at the end of that lease. As far as upgrades/options fitted after purchase, not sure but given it's a novated lease, there should be no problems with me upgrading to (for example) 18" wheels and charging the cost back to the lease Co. It will just appear as additional "extra ordinary" expenses and will increase my monthly payment a bit. The cost is still pre tax and it wont affect the FBT since it is based on the FBT value of the car at time of purchase.