hey I was thinking about doing a novated lease on a XR6T. I read some of the topics already on this forum and checked out some novated leasing companies website and im still unsure about some things. -I earn $34,500 gross p.a -I work for a local council (I assume I can do a novated lease on any vehicle?) -my dad works for a ford dealership and I should be able to get a car for less than the RRP, will this make a difference to the lease price and the residual value at the end? -I travel approx 20,000-22,000k's p.a would I be better of using the car more to get 25,000k's p.a? -would I be able to get away with not paying FBT by buying a ute over a sedan? my job title is "building surveyor" and we have to travel to construction sites, although I dont use my own vehicle. -I also own a second mode of transport (motorcycle), so I can say that the vehicle is only used for work purposes and the motorcycle is used for personal use. will this work? -can I pay an upfront payment on a novated lease? eg. the car is to be leased at $40,000, and I pay $10,000 upfront. is my lease now based on a $30,000 figure? -I also thought this would be a good idea as a 20 y.o insurance is like $3000 p.a but on a novated lease im under the impression you can get insurance for approx $1000 p.a? I also need to know if this would be worth it? considering all things above it may differ. thanks all, I had more to add but cant remember atm