I got my new mk II bf xr6t for 41k with all the extras except for the sun roof and sports steering wheel, becuase it was a demo, it had 412k's on the clock.. didnt bother me seeing as the BRAND new ones with 10-50 k's on the clock were at the 50k+ mark.. with the insurance, SGIO, Just Car,Shannons, and many others will insure you, heck I got insurance and im a year younger then ya!