Plywood? you're kidding... What happens when it gets wet? It's got nothing to do with how much money we may or may not earn and everything to do with social responsibility. Not saying to make everyone pay for every little mistake, but little miss reversie-no-lookie is lucky she hit a nice bloke, there's plenty out there who'd have gone berko for much less, not saying that that's right or wrong but it's a fact. When you drive a motor vehicle you should accept responsibility for your actions, if your the kind of mong who reverses into cars, make sure you've got the cash to pay for the damage or 3rd party to cover the shortfall. If you can't afford it, get the bus.